Builder's legal protection insurance - Signing the construction contract

2020-10-14 17:23:53

Exactly, that's why I also don't think ARAG is good, you might as well leave it out. ÖRAG with 100,000 EUR per legal case is more like ammunition you can shoot with for a while. Yes, it's not about trivialities. But if, for example, there was a dispute over incorrect window opening measurements about who would pay for the changes or whether it was still within tolerance and a building stop depended on it, and then because there are no windows, the building suffers moisture damage and drying measures are necessary, then you might argue for a while. And yes, the damage won't be paid, but if the general contractor realizes there's ammunition behind it, he might not let it come to that and just quickly fixes it before the damage becomes that big.

2020-10-14 19:56:10

Exactly, that's why I don't like ARAG either, you might as well not bother with it. ÖRAG with 100,000 EUR per legal case is more like the ammunition you can shoot for a while. Yes, it's not about trivial matters. But if, for example, there were disputes about incorrect window opening dimensions about who pays for the changes or whether it’s still within tolerance, and a construction stop depended on that, and then because there are no windows at all, the building suffers moisture damage and drying measures become necessary, you might argue for a while. And yes, the damage won’t be paid, but if the general contractor realizes there’s ammunition behind it, he might not let it come to that and quickly fix it before the damage even gets that big.

Could you please also tell me how much such a package costs per year?

I would also like to take it out. Is there a bonus for the referrer? Can we also come to an agreement?

2020-10-14 20:01:53

For your information, the Allianz also had something like that freshly in the program in 2014. But since we had already signed our construction contract, it was irrelevant anyway.

2020-10-14 20:03:19

As I said, 0.12% of the construction sum, for me. I don’t know if it’s linear or if there are thresholds. So I’m only talking about the builder’s legal expenses insurance. I would have to check the others again. No idea if they have a referral program. If they do, that would be prohibited here anyway. That’s fine...

2020-10-14 20:04:07

For your information, Allianz also had something like that freshly in the program in 2014. But since we had already signed our factory contract, it was irrelevant either way.

She doesn’t have it now. I asked because I have 4 other insurances (2x motor vehicle (fully comprehensive and partial comprehensive), 2x dental supplementary insurances) with deneb.

2020-10-14 20:06:35

Presumably too expensive in the legal dispute, for the insurances.

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Builder's legal protection insurance - Signing the construction contract

Tolentino

Ybias78

tomtom79

Tolentino

Ybias78

tomtom79