Affordable providers for building a move-in ready house

It used to be completely normal to build your place over 5-10 years.

But the OP doesn’t want that. He wants AI… without any personal effort. And just because I address the topic, that doesn’t mean I handle it the same way.

If you have the money... do it. But don’t keep talking such nonsense.

By the way, I’m not part of today’s luxury generation and have worked for my property over a long time. But I don’t have to tell everyone here unprofessionally about myself and I also don’t have to be insulting just to say something.

Anyway. The original question was a house with 120m2 with a concrete slab, painting, and flooring. And that is possible, albeit only with standard equipment and a bit of searching for a good deal. With additional construction costs, it is of course not feasible unless you pitch in yourself. But that was certainly no different last year or the year before. Otherwise, only the person asking can answer how it was meant. Interpreting something into it is of no use.

Why should there be a knee-high step at the patio door? Not every house is built that high above ground level.

Calculate it: slab + floor structure + threshold. You easily get knee-high.
And yes, you can also have gravel laid right away and then have a lower step. But then you already have done the bigger part of the costs for paving by yourself.

By the way, there are doormats against dirt in the house.

I just had my experience with that. I vacuum the doormat every day, yet the dirt spreads in the hallway. And when the stroller is rolled in when it’s wet, it drags the trail of dirt through the hallway. Totally awesome and worth imitating.

but by then you might have saved up something that you don’t have to pay 4% interest on.

Where do you get the money from? In an honest calculation, the money in the other case must go into an extra repayment and then doing it right away becomes almost as expensive as doing it in 5 years. Only with the difference that you have something for 5 years.

Or you do it slowly yourself and only have to buy the material.

“Only the material” also hits the pocket quite hard. If you don’t build on perfectly level ground or still have excavated soil from construction to dispose of, then substantial earthmoving is also necessary. Bringing gravel under the paved areas and compacting it as well. That quickly exceeds what you can manage as an amateur with a rented 1-ton mini excavator. The step to the finished terrace is then mostly done.

Add it up: foundation slab + floor construction + threshold. You easily get up to knee height. And yes, you can also have it gravelled right away and have a less high step. Then, for paving as a DIY project, you've already covered the bigger part of the costs. I just had my experience with it. I vacuum the doormat every day, yet the dirt spreads in the hallway. And when the stroller rolls in when it's wet, it drags the dirt trail through the hallway. Totally great and worth imitating Where do you get the money from? With an honest calculation, the money in the other case has to go into a special repayment and then doing it right away becomes about as expensive as doing it in 5 years. Only with the difference that you have something for 5 years. "Just the material" also hits pretty hard. If you don't build on perfectly level grounds or still have excavation from the construction to distribute, then proper earthworks are necessary. Bringing gravel under the paved areas and compacting as well. That quickly exceeds what an amateur can manage with the rented 1-ton mini excavator. The step to the finished terrace is then mostly done

Not every house’s foundation slab stands entirely out of the ground. We could choose whether we wanted 1 or 2 steps at the entrance. The same level then applies to the exit at the terrace, 1 step. We took one step, which is far from knee-high. I meant the doormat BEFORE the house, not inside the house. And not everyone builds in the mountains. By the way, not every terrace is paved.

Exactly. One should look at everything realistically and not so pessimistically.

By the way, not every terrace is paved.

And do you have one? I assume only after 5 years or later, because it was so great?

Now seriously. We've been playing around with the small stuff for a few days...
I always find it interesting how people with finished gardens try to convince others what they supposedly don’t need or can do later. I would rather guide people to plan honestly instead of contorting themselves at all costs for a house and then regretting it later because they’ve been sitting in the dirt for years and lack the money to make a decent garden out of it. For my part, looking back, I wish I had budgeted more for the outdoor areas instead of now dipping into the reserves. We do almost everything ourselves, but “just the material” also adds up very quickly.