What can we finance?

Yeah, just like says. With the current income situation, you could definitely build. But the fact is, there are realistic scenarios where one or more children cause an income to disappear even beyond parental leave. Sometimes for years. Sometimes you want it that way, sometimes you can't choose it. That one, even good, salary simply isn't enough for that. So if you don't want to 'gamble,' you should at least start family planning first and secure the land now and then build in 2-3 years. I also wouldn't be so sure that the madness with real estate prices will continue linearly like that. The GU prices are most likely not the last word of wisdom; I fully agree with the forecast from . Munich is, in my opinion, also quite overrated. The surrounding area really offers a lot of recreational value, but the city itself is rather dull. And you first have to like the people from Munich...

Munich is in my opinion also quite overrated. The surroundings do offer a lot of recreational value, but the city itself is rather dull. And you have to like the people from Munich first...

Bold statement...

Well, that's how it is. At 8:00 PM the sidewalks are rolled up and the high society revolves around itself. I lived there, I don't need it.

We bought turnkey new, already had 1 child and the lower salary and costs. With the 2nd it looked critical (disability yes / no). Do not misunderstand, health is everything, but if it had come to that, which it did not, alongside family happiness financial ruin would also have been inevitable. One could have stayed home full-time.

Well, that's how it is. At 8:00 PM the sidewalks get rolled up and the social elite revolves around themselves. I lived there, I don't need it.

Schickeria? Do they stick their labels on the fur made of HuM

Well, that's how it is. At 8:00 PM the sidewalks are rolled up and the posh crowd revolves around itself. I lived there, I don't need it.

You might not like it and some individuals might not either, but everything else speaks exactly the opposite. Recognized studies (Mercer, Munich ranks 3rd among cities with the highest quality of life worldwide), as well as real estate prices, the size of the economic location, and the location itself. Distance to the Alps, various other recreational areas (Starnberger See etc.)

Whether you find the prices in the Munich region too high or not, they will surely correct again in a bad phase... but that does not change the framework conditions that mostly lead to prices a) correcting less and/or b) recovering faster again.