What can we finance?

2019-01-22 14:01:07

We don't know what the previous apartment looks like or if there is even space for children in it. Or did I overlook that?

2019-01-22 14:48:07

Of course, it is also a dilemma, in any other region these would be great salaries. In Munich, normal.

2019-01-22 15:40:41

That is also a top salary for Munich... I would be really curious about the stuff some people here take.

Just early 30s, 8k€ net per month, plus 2x holiday and Christmas bonuses, but yes, completely normal for Munich... Even with 3500€ per month for house and utilities, there are still 4500€ left to live on, that just about covers the bills.

2019-01-22 15:49:47

That is a top salary even for Munich... I would be really curious about what some people here take.

Just early 30s, 8k€ net per month, plus 2x vacation and Christmas bonuses, but yes, completely normal for Munich... Even with 3500€ per month for house and utilities, there are still 4500€ left for living expenses, that's just enough to get by.

If there are children, it's no longer 8k net. Adjusted for private health insurance? Yes, the salary is okay, but then you have at least 700k ahead of you. Better to rent then.

2019-01-22 16:00:09

How do you come to [PKV], it hasn't been mentioned at all?

And even during parental leave, you can get by well with the remaining money.

You just have to decide if you want to spend that much money, it is definitely doable.

2019-01-22 16:48:59

If you roughly calculate it, the interest would have to be almost halved due to the better loan-to-value ratio in order to repay the 600k just as quickly with the same installment as the 500k before. Hard to imagine.

No, the loan amount would still be 500k€.

What can we finance?

Maria16

HilfeHilfe

halmi

HilfeHilfe

halmi

Altai