Return to the homeland - how much credit can I afford?

Everything is not that simple. I already own a house (with a mortgage) that I would have to sell, and I would also have to leave my current life behind. That is a big decision that only makes sense if I can improve my lifestyle. You can’t just try that out like that, and it does make sense to plan something.

No one will take life advice off your hands. You have to evaluate that for yourselves. Otherwise, the whole thing is a bit macabre. In Germany, you would count among the top 3% highest earners.

Well, you also have no guarantee that you can maintain your lifestyle in post-Brexit London in the long term. Could Frankfurt perhaps be more future-oriented after all?

and it makes sense to plan something

It makes no sense to commit to a fake package called life

You can't just try that out like that,

Yes, you can. Exactly that you can. You rent out your house and look around the area for 1 year alongside your job (as a banker you probably worry more about where you live than where you work ;) ). If you don't like it, you move back to your old life.

No one will do life advice for you. You have to evaluate that for yourself. Otherwise, the whole thing is a bit macabre. In Germany, you would count among the top 3% income earners.

That's why I only asked if the salary allows such a loan. But only one person has answered me so far (thanks!). Why macabre?

That's why I only asked whether the salary allows for such a loan. But so far only one person has answered me (thanks!). Why macabre?

I think it works. After all, you bring a good 30% equity and significantly reduce the risk for the bank.

Hi Bob, Madame and I had a significantly higher income in Switzerland a few years ago than you. At that time, I inquired at a few German banks regarding a loan; it was only about attempting to apply for some subsidies like KfW. It always has to go through a bank. The three banks asked back then unanimously declined with the reason that the income must be in € and especially earned in the Eurozone. Otherwise, it wouldn’t work. It could be similar for you because of GB. We then simply paid everything in cash, which avoids a lot of bureaucracy and simplifies everything immensely. Good luck!