Return to the homeland - how much credit can I afford?

What kind of self-worth? Just because I have worked hard and saved for years so that I can buy a house later? I'm not ashamed of money or salary, I come from very little and otherwise live modestly, even though I could afford much more. A nice house has always been one of my few other wishes, and I have worked towards it for a long time.

Of course, I generally know about real estate and finances, just not about the German market. I also don't know the Frankfurt surrounding area very well. So far, there have already been some great tips on what to watch out for, and I am very grateful for that!

I have no prejudices, just wishes. From experience in my early life, I know that as a non-white person with a strange accent, it is not so easy in some areas. I don't want to deal with that, and I don't want to subject my children to that either.
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Annoying, but I could still tolerate it!

We've already had the topic of "hard work" here. What is hard work? I also just tap on the keyboard for a few hours a day, make phone calls, drink coffee, regularly have lunch, and get around 10K a month for it. If I do that 7-8 hours a day, is that an easy employee job? If I do it 10-12 hours a day, is that a tough self-employed life? mmmhhhh....

No one has no prejudices! Prejudices help people cope in life. Only sufficient (self)reflection should be there to intervene and correct if necessary ;)

My (ex) wife is also not white and we live here in a village with just under 20,000 people. She has certainly been treated worse often just for this reason. Is it different anywhere else in Germany just because there are more differently colored people there? Is racism less pronounced in big cities? Then go there. But I believe relevant differences exist rather in (near European) foreign countries.

NY, LA, HK, Tokyo, Shanghai, London, Paris.

Thanks, I wanted to know that :) What is HK?

All expensive, but even with the salary I'm just a small fart in all of them. LA would be best, but too far from family. London great, but living costs too high and also too far from the Alps. Compared to that, Frankfurt is like a small town, but offers a lot and the quality of life is relatively good. I can live in the house but still be at the airport or at work within 30 minutes. With 100 business travel days and 80-hour weeks, that is worth a lot.

And I can understand a lot with the reasons as well :)

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What is HK?
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Hong Kong (when I see the other cities ...)

... There are only a few alternatives because I am too specialized. NY, LA, HK, Tokyo, Shanghai, London, Paris. In DE there is nothing – maybe Munich but I simply have no offer there. All expensive, but even with the salary I am just a small fart in all of them. LA would be best, but too far from family. London great, but cost of living too high and also too far from the Alps. Compared to Frankfurt a small town, but it offers a lot and quality of life is relatively good. I can live in the house but still be at the airport or work within 30 minutes. With 100 days of business travel and 80 hour weeks, that is worth a lot...

I am almost sure that the salary does not fit the conditions :cool:

Thank you, I wanted to know that :) What is HK?

HKHKG - is transforming more and more into CNHKG. Hong Kong.

Hong Kong (when I see the other cities ...)

Too bad, I would have personally found Helsinki very attractive :)