Retirement provision and children's education in financing?

  • Erstellt am 2022-01-22 20:22:01

Tolentino

2022-01-24 11:41:10
  • #1
Well, often when child support is not paid, one parent wants to get back at the other. At least I estimate the number of adult children who have to sue for their support to be significantly lower.

Regarding disinheritance, well, it goes up to the compulsory portion, which is always half of the legal entitlement. So you could still withhold half of the amount the child is actually entitled to. This is practically disinheritance in Germany. But yes, if it has come to that, then you really are no longer a family.
 

pagoni2020

2022-01-24 11:52:32
  • #2

I read from this that one selectively claims the pleasant rights unilaterally, similar to Minister Spahn, who could not imagine ever caring for his parents but gladly wanted to be supported by them. If this is the current success model, then all I can say is good luck for the future, for young and old.
To rely on the fact that only parents have duties and not to look at what duties I have myself as an adult person does not correspond to my life philosophy. This is not how I thought as a young person towards my parents and do not think so now towards my children; fortunately, this has been foreign to me so far.
Measured against the sums that are inherited today and usually already (without legal obligation) gifted before death, I am surprised at how exactly some young people with dream houses know their rights, but do not know contrary duties, even if they are purely social or human in nature. There have already been cases here where the excavator was already around the corner for grandma’s house while she was still living there.
As already said, black and white is and remains nonsense.

True – and in the same world, children take care of the well-being of their parents, then it turns into a wonderful thing. I do not understand at all how this can always be named only one-sidedly; the exploding numbers of nursing homes and the people wasting away there speak a clear language about our social awareness.

Yes, absolutely, and I would encourage every child to consistently claim this. But it does not correspond to the experienced reality if one perceives such misconduct only on the parents' side; there are always both. Greedy and inconsiderate children exist just as well.

Maintenance obligations definitely, it is rather about the respective extent or what goes far beyond these obligations.
If our house is used someday to pay for our care, then that is alright if nobody is found who wants to take over. We do not expect that. If someone wants to take over, it can certainly be different, very gladly even.
It is by no means a discussion between old and young. I hear from my children that sometimes the same generation is also surprised about some absurd ideas about what is supposedly owed to them.
To reassure: the same differences of opinion also exist within the older generation about what the young should do for them, so here too no black/white or old/young!
 

Winniefred

2022-01-24 12:52:17
  • #3


I would like to quote myself here and add something to it because this is being discussed here. My parents could certainly have supported me much more, but I didn’t want that. My husband’s parents could have supported him only a little, so we didn’t pursue it either. We both managed to complete a Bachelor’s and Master’s degree, having two children in between. Worked as student assistants at night, weekends, holidays, and sometimes in the evenings (not all at once!). It was all doable. It could have been easier with more support, but it worked for us that way. I am personally very, very proud of that and convinced that it has been good for us in life. At no time was there any quarrel with the parents regarding maintenance obligations or anything similar. We would never have dreamed of that. Currently, I am working and still writing my doctoral thesis. All self-financed.

And I expect my children to work for their dreams themselves as well. We will gladly subsidize them, no worries, but there will be no €1000-per-person-living-expenses-flat rate with weekend laundry service. Maybe a few hundred euros per person. It will have to be seen what prices and costs look like by then and, of course, what our income is at that time.
 

Tolentino

2022-01-24 13:10:58
  • #4
If it is possible for me, I do Düsseldorfer + 20-30% + of course the [Kindergeld]. But it is still a long way off.
 

FF2677

2022-01-24 14:05:02
  • #5
The last pages are all filled with support from the children during their studies. In no article have I read about the support from the parents. The media often mentions that we have more and more retirees close to the poverty line in old age. According to this forum, it is not the parents of the homeowners :oops:. My wife and I are only children each with a migration background. Our parents only came to Germany at about 35-40 years old. Although they have worked here all these years, their pension will not be much higher than Hartz4 (especially when rent is taken into account). For this reason, we are now pushing ahead with paying off the house to be finished by the time our parents retire. From then on, the repayment rate will go to the parents...
 

Tolentino

2022-01-24 14:28:25
  • #6
That is commendable, but make sure to get good advice, so that your parents don’t have to pay taxes on it as well.
 
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