Yes, that is the reason why some people are so stupid and don’t build a granny flat. It is simply how it is: what you cannot afford, you should not buy. We can count ourselves lucky that we even have the possibility of construction financing. Ownership on credit. It’s a good thing. The 0.0%_-financing of the kitchen also fits well into the budget. If necessary, the mother-in-law will be moved to the basement too, if it has to be. That’s all okay!!!
But not wanting to lay pipes for her… I’m back at my “Man, man, man…” most builders here at the moment should really be tested for mental maturity: build your house! But don’t build what you cannot (not even with the subsidy) afford.
Now slowly. I thought one could exchange ideas here on a high level, but obviously this forum here, like so many Internet forums, is just a breeding ground for know-it-alls, rude people and dissatisfied complainers who enjoy spoiling things for others.
You have no idea about our financial and family circumstances. What you write is presumptuous and cheeky. My mother is cared for by us. We WANT to have her with us. That was planned long before we heard about the subsidy.
We just haven’t yet been explained the advantage of separate meters and pipes. Hence the legitimate question whether it is necessary.
Apparently you are all-knowing. Congratulations!! We are not and are simply looking for help.
Now pat yourself on the shoulder and tell yourself what a great guy you are. Good luck going forward, but that goes without saying with you.