Notice periods for forward loans

No, repayment only 1% so far, since the interest rate including the forward premium was around 5%... That should change significantly soon

It's all a scam...

The praise probably goes to the fool who signed the "scam."

There are people...

That seems to be standard, so there is little chance of getting something else, so...

It's all a rip-off...

Yes, total rip-off.
You are allowed to terminate a two-page contract just like that and your contractual partner is not. I find that totally unfair to the banks and therefore it is a rip-off.

Yes, all right...
it's not a scam, I take it back.
I didn't want to start a fundamental discussion about contract terms here either...

It was about the deadlines for cancellations

Yes, alright... it's not a rip-off, I take it back. I didn't want to start a fundamental discussion about contract terms here either... It was about the deadlines for terminations

The interest rate at that time was certainly market-appropriate. It was only in recent years that it dropped significantly. Be happy. Your repayment will rise to over 5%.