Stefan G.
2015-01-12 14:58:40
- #1
Hello Nina,
the thing with the KFW loan is a tricky one. Our house easily reaches Kfw70. Nevertheless, a KFW appraiser must come for the acceptance of our house. According to an inquiry with the KFW bank, the appraisal for the loan for our house / region costs €2,800.
So, first get the money back in. Somehow, I don't see it. We are about 28% above the required energy regulation. That is more than enough for me. We have also considered the 20 years option. After another conversation with our advisor, we now have an offer of 2.48% for 25 years, with 2 free repayment changes and 5% prepayment p.a. I think we will go with that. I am fully satisfied with the offer. Even without prepayment, I will easily get through the fixed interest period.
15 months free provision
the thing with the KFW loan is a tricky one. Our house easily reaches Kfw70. Nevertheless, a KFW appraiser must come for the acceptance of our house. According to an inquiry with the KFW bank, the appraisal for the loan for our house / region costs €2,800.
So, first get the money back in. Somehow, I don't see it. We are about 28% above the required energy regulation. That is more than enough for me. We have also considered the 20 years option. After another conversation with our advisor, we now have an offer of 2.48% for 25 years, with 2 free repayment changes and 5% prepayment p.a. I think we will go with that. I am fully satisfied with the offer. Even without prepayment, I will easily get through the fixed interest period.
15 months free provision