Is a single-family house in the Stuttgart metropolitan area still affordable?

In this case, after additional costs, about €1,700 remain for living expenses for a small family. This is probably close to the poverty line in cities like Munich or Stuttgart.

As far as I understand, this is only limited during parental leave?

But then wanting/having to live in a house worth 1 million. Poor children...

At least the children then go to a daycare where you don’t have to learn German as a foreign language first and later to a school district where the risk of being mugged or beaten is likely significantly lower. In big cities, this is becoming increasingly rare, and the neighborhood and thus the paid property prices serve as a good predictor.

For daycare centers, you usually have to apply and there is often mixing. And does segregation work in school? Even if it does - when the "relative lower class" is in the upper class (all money for the house), the children are mentally "ripped off" because of their poverty - and the mother because of her neglect of the children due to employment. Well, there's always something..

As far as I understand, that is only limited during parental leave?

At least the children then go to a daycare where you don’t have to learn German as a foreign language first and later to a school district where the risk of being "mugged" and beaten is likely significantly lower. In big cities, this tends to happen less and less, and the neighborhood and thus the paid real estate prices serve as a good predictor.

I wouldn’t sign off on that. Where we live (in the village with excellent connections), the standard land value is €120 / sqm. In Berlin-Neukölln it is €400 / sqm. If I understand correctly, your thesis is: the more expensive, the less likely it is that you live in problem areas/districts.

Even in problem districts there can be expensive properties. That is not an indicator. However, anyone who has not just moved in knows exactly which districts are problematic and which are not. Where people want to live and where not. Even on the playground, it quickly becomes known which school is good and which is a hotspot. I suggest another indicator: The higher the ratio of owner-occupied homes compared to rental apartments, the less of a "Brennpunkt" the neighborhood is.

I suggest another indicator: The higher the ratio of owner-occupied homes compared to rental apartments, the less of a "problem area" the neighborhood is.

Yep. And in neighborhoods where mainly single-family homes stand and these are offered/built for 800K and up, even renters will find it tough. You will hardly find problem clientele in the local primary schools, at least not as abundantly as in multi-family house areas with half the square meter prices just 5 km away.

I wouldn’t sign off on that. Where we live (in the village with great connections) the standard land value is €120 / sqm. In Berlin-Neukölln it’s €400 / sqm. If I understand correctly, your thesis is: the more expensive it is, the less likely it is that you live in problem areas/districts.

In your village almost everyone probably owns their property, right? In Neukölln hardly anyone does (the whole city of Berlin has about a 10% ownership rate), the rent is paid by the welfare office anyway and for the others there’s a rent cap. So what? In Wilmersdorf you pay €1500/m2, in Grunewald €2500/m2, almost four to six times as much. The ownership rate is anyway the highest in all of Berlin there. So where are you more likely to find a problem area in Berlin, where the better schools? Where will young parents prefer to move, assuming they have the necessary “spare cash”?