House purchase planning - but completely uncertain

2018-08-02 11:27:05

Yes, I know there is always something else to blame. €5000 net, €1000 rent. €4000 per month to live on, BAföG etc. So that means everything was wasted in recent years and buying a house will solve all problems? For care of relatives, there is a nursing service and care level. From my own experience, I know that there are very generous exemptions before you have to pay anything. So please just keep things in perspective. I have no sympathy for people who earn very well but have no equity and make demands

This is not about "blame." It’s about explanations. Different life paths. Changed circumstances. You are not supposed to have sympathy. And no one has made demands here. No idea how you come to such conclusions. Why you think that from €4,000 no further fixed costs (keyword insurance, keyword retirement provision – just as examples!) have to be deducted is a mystery to me. I also don’t know who paid (or has paid) your dental prosthesis. And that there are children who become orphans while still in school and therefore have different costs than children who can live in their parental home with two earners until the end of their studies, you probably can’t imagine either (no, I’m not making this up, it’s my own experience). But never mind.

2018-08-02 11:34:06

This is not about "guilt." It is about explanations. Different life paths. Changed circumstances. You are not supposed to have pity. And no one has made any demands here either. No idea how you come to such conclusions. Why you believe that from €4,000 no further fixed costs (keyword insurances, keyword retirement provision - just as examples!) have to be deducted is a mystery to me. I also don't know who paid (or pays) for your dental prosthesis. And that there are children who become orphans while still in school and consequently have different costs than children who can live at home with two earners until the end of their studies, you probably cannot imagine either (no, I am not making this up, I have experienced it myself). But so be it.

With €5,000 net / month luxury problems. What does a bus driver with 5 children say about that? The poor young people have it so hard ... €5,000 is not enough to live on.

2018-08-02 12:06:23

No one claimed that. But I'm out now too, it's getting stupid for me. You don't respond to any argument at all and simply don't understand the core not only of my statements.

2018-08-02 12:34:07

In the end, it doesn’t matter at all WHY there are no reserves. If they aren’t there, it just doesn’t work. Period.

2018-08-02 12:44:14

In the end, it really doesn't matter WHY there are no reserves. If they aren't there, it just doesn't work. Period.

Correct. That's why hands off real estate.

2018-08-02 12:46:35

With us, especially currently, over 80% (!) of all clients buy without equity. With some, I see problems, but with others not.

House purchase planning - but completely uncertain

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Müllerin

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