House purchase planning - but completely uncertain

I believe everything has been said here. No further insights or solutions will come. De facto no equity is available but rather a buffer. You have plenty of time to build equity. So keep your head up and put money aside.

Would have still known where the money is going and desire to have children. Because the Te probably also wants to get involved as an owner. I see more of a [ETW] within a manageable price range.

I also come from the Rhein-Main area and know the prices very well. With S-Bahn connection to Frankfurt or Offenbach, it gets quite expensive. You have probably already looked around, but in Obertshausen, Rodgau, etc., you will certainly not find a building plot. Recently, there was one listed in Ober-Roden for over 700,000 euros, otherwise the market here is swept clean. If I were you, I would save for now and then see what to do next.

Best regards
Sabine

Helphelp: none of your business how the OP spends his money or whether he wants to indulge in reproduction.

Whether he maintains a luxurious lifestyle or has to spend money on caring for the old grandma, obviously no savings have been made so far. No one has to disclose why or for what reason here.

The advice is: increase equity and only then think about it. Now the OP can consider whether he can save (luxury can be limited, kicking grandma out of the nursing home rather not) and whether he wants to or not.

Helphelp: none of your business how the OP spends his money or whether he wants to indulge in reproduction.

Whether he has a luxurious lifestyle or has to spend money on caring for the elderly grandma, obviously he has not saved so far. Why and what for no one has to disclose here.

Advice is: increase equity and only then think about it. Now the OP can consider whether he can save (luxury can be restricted, kicking grandma out of the nursing home rather not) and wants to or not.

if you haven't saved any equity by now and are about to have children, you won't make it in the future either.

Therefore my advice is to buy a property that fits the income/consumption behavior. And that according to the changed life situation (children).

It's always the same in the forum, young people with very good incomes without equity who have financed 5 cars and then want to build XXXXL and are not willing to change their situation.

My friend also wants to buy now. 4,000 net with his wife, a bit of equity. They have now looked for and found what I think is a suitable property. House 220K purchase price and renovations he wants to do continuously himself.
That fits for me

Helphelp: it’s none of your business how the OP spends his money or whether he wants to indulge in reproduction.

If he leads a luxurious lifestyle or has to spend money on caring for the elderly grandmother, obviously no savings have been made so far. No one has to disclose here why and for what reason.

Advice is: increase equity and only then think about it. Now the OP can consider whether he can save (luxury can be limited, but kicking grandma out of the nursing home rather not) and wants to or not.

I agree with you. But the consequence remains the same. Building new or buying in the greater Frankfurt area with these data just doesn’t work at the moment and if prices rise (e.g. due to the Baukindergeld) then certainly not for at least the next 3 years.