Hi,
if possible, I would also leave out the solar thermal system. It was still no problem for us, but it might be more difficult now after the latest Energy Saving Ordinance. It is certainly not mandatory, you just have to meet certain efficiency requirements in the overall package. How you do that is your business!
Why leave it out?
Quite simple: it’s not economically worthwhile. (at least for us)
It would have cost us about €5000 and from our old house we know that it feeds no more than max 10 kWh into the storage per day. It just couldn’t do more, then the storage was already at 65-70 degrees. On top of that, the control system was so stupid that after the morning shower it reheated with gas instead of just waiting for 3 hours. I was able to reduce this reheating, but couldn’t turn it off. The tradesman explained it to me with some regulations and rules. Whether that’s true or he was just incompetent, no idea.
Anyway:
it ended with the system producing just 1000 kWh of heat per year. If you use a lot of hot water, let it be 2000 kWh for you. But only if you bathe the child during the day, with morning and evening hot water use it reheats with gas...
2000 kWh gas consumption is about €100 savings per year. For the additional €5000 investment, you pay €60-80 in interest alone. That puts the ROI in the range of 125 to 250 years.
I enjoy excellent health (*knock on wood*), but that is clearly far beyond my personal time horizon.
Best regards,
Andreas