Financing calculation for city villa with extensive outdoor facilities

  • Erstellt am 2021-09-28 08:59:28

DennisD80

2021-09-29 09:22:29
  • #1
First of all, thank you for your answers. I have slept on everything once again. I can lay the parquet myself, and I would also do the painting work myself. A simple alarm system would also be important to me, as the house is located directly on the edge of the forest, and the property offers a lot of privacy but is also difficult to overlook. However, I might leave that out. I would like to install an air conditioning system from the beginning, as long as the supply shaft to the upper floor is openly accessible. I am also considering, instead of a basement, possibly raising the knee wall in the upper floor a bit and thereby gaining an attic with decent space (with the tent roof, the attic is very low all around). Then the building services and everything you want to store could go up there, and a small utility room for laundry would be sufficient. I want to keep the second bathroom in the children's area minimalist anyway (washbasin, standard shower, and toilet). I myself had to share a bathroom with my parents and brother and still remember how annoying it was when four people wanted to leave at the same time in the morning.
 

face26

2021-09-29 09:41:57
  • #2


I don’t quite understand your intention.

Is it about just knowing whether your calculation/budget fits but actually you could easily afford more, you just don’t want to pay that much for it? Or is that the absolute limit and it’s about making do with the 600k? Or something else?

The majority here tends to say that it’s not enough for the upscale standard you want to build. If you believe that, the question now is: can you increase the budget and/or is it worth it to you? Or if you can’t increase it, then it’s about what can be cut, omitted, or how it can be made more efficient.

Now you say you can do the painting yourself and lay the parquet yourself. I don’t want to burst your bubble and won’t even start rambling about what that means or how many underestimate it, but what exactly have you gained/saved then?

Your budget overrun would then be 90,000 instead of 100,000 euros?

Attic instead of basement? Actually, the recommendation here went in a completely different direction... can’t you sensibly use the terrain to utilize a basement as a living floor?

A children’s bathroom is certainly clever, but if you also have a guest bathroom, pure luxury. Even if the children’s bathroom only has a sink, toilet, and shower... the bathroom is the most expensive room per square meter.

No offense, but laying parquet and painting will only affect your calculation in a small way.

If I may give you a tip: post the plan here, especially including the plot (elevation profile etc.) and then let’s see if the house can be placed more efficiently with the terrain. If the plot allows it, you probably have the biggest leverage there instead of spending 100k+ for outdoor facilities etc. and managing with half or less. You can buy many alarm systems and children’s bathrooms with that.
 

Crossy

2021-09-29 09:49:57
  • #3

No, there aren’t any. As I wrote in the other thread, I would like to remain anonymous here. Especially because of the currently running parallel thread. But pictures of our property in its raw state can be found in my first planning thread. You can clearly see the slope there.

I don’t know if a description serves the purpose, but at least you can see the amount of work.
We installed 7m of L-shaped stones towards the neighboring house (northern side of the property), double-layered (so a total of 14 m), creating a raised bed that we planted with lavender, grasses, and white low-growing groundcover roses. Above that, there is a perhaps 7x3m steep section for which I still need to come up with something because maintenance there isn’t easy and I find all the classic groundcover plants (cotoneaster, etc.) ugly.
Behind the house, due to the asymmetrical cut, we had to build a wall with the least possible depth. I would’ve actually liked big shell limestone blocks. But in the northern corner of our garden, the space wasn’t enough, and I didn’t want to mix wall types. So we decided on an initially totally ugly concrete block wall. However, it was recently partially plastered and clad with WPC slats. Now I really like it. This concrete block wall cuts through almost the entire length of the property. I think it’s 24m long, with a height of 2 to 1.4m. Also double-layered to create raised beds again (the lower part of the wall with WPC cladding, the upper part behind the raised bed plastered white). The long wall is interrupted by 2 stairways and doesn’t run completely straight along the property. For example, we preserved an old quince tree and have the wall going around the quince once.

In the southwestern corner, we still have a roughly 17 m long concrete block wall with a height of 1.2 m. But it is backfilled on our side to create a level surface and therefore not further decorated. For fall protection, there is a fence mounted on it and recently a loose flowering hedge was planted in front of it.

Additionally, another concrete block wall is currently being built between our garage and the neighboring garage. Length 7m and height 1.2m. It will be clad again with WPC slats.
On the eastern part of the property towards the street, there is another about 22m long wall but only 0.7m high. There is partly a bench on it and it will be plastered white and partially clad with WPC slats again.

Despite all the walls, we don’t have everything level. Actually only the area directly behind the house. Above the long 24m wall we still have a slight slope, but it is not that steep and can still be used well.

We have a (roof) terrace on the garage southwest of the house. Then a smaller one at the very top of the property with a nice view and a lounge corner between the raised bed wall.

The courtyard is not paved yet. I’m also a bit nervous because it might get tight to finish it this fall. We are currently working on it but had to struggle from the back to the front due to the slope. So the back garden is already quite nice, but at the front, it is currently a construction site.

To summarize, we have
14m of L-shaped stones
94 m of concrete block wall with heights between 0.7 and about 2m. Most of it plastered white or clad with WPC slats.
And a lot of earthmoving, despite a house on a slope with a partially utilized basement.

We installed the concrete block walls mostly ourselves and filled them. That was our summer task. The rest is done by a small company.

Currently, I am spending a lot of time on planting. As a first-time gardener, it is a science in itself.
 

Tolentino

2021-09-29 09:53:25
  • #4
By the way, a dog is great as an alarm system. My avatar immediately notices when someone is at the apartment door and barks. At the house, he already guards the property. He cannot protect it, but he notices everything immediately and alerts. If I were a burglar, I would look for easier targets.
 

haydee

2021-09-29 09:55:15
  • #5
I understand. I still remember someone wrote here once, drove past your construction site over the weekend. Uh yes, I was surprised.

For plants, just come to the garden thread. And yes, it’s not easy. The selection, the possibilities
Sounds quite nice and not like grass bordered by double steel mesh fence
 

Snowy36

2021-09-29 09:57:34
  • #6
We have equipped the guest WC very well and generously, it is very large for a guest WC and has a shower

The children can, when they are old enough, gladly go to the ground floor and make themselves comfortable in the guest WC, that’s how it was for us as children too…

I don’t want to afford 3 bathrooms for that.
 

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