So, my wife’s grandfather is over 80, lives on the 2nd floor in his own house, and still does all the gardening alone. It could turn out differently, but I don’t plan on being unable to climb stairs at 70 and having to move into a nursing home. On the contrary, a serious financial plan usually assumes a life expectancy of 90-100 years so that you don’t run out of money. If I plan conservatively from 30 to 80, then the house should last 50 years. I would prefer a design life of 70 years. It’s clear that in the meantime you’ll have to redo plaster several times or renovate the bathroom, floors, wall paint, etc. Completely stripping back to the shell and then starting again with electrical and sanitary installations would be quite a project.