Since SeppWeller has not been active since the end of May, I don’t think he will read the question. My general tips if you are working with tight calculations: 1. Clarify ground risks early! This means: soil survey (founding recommendation, disposal class). Drainage connections (especially depth). Connection fees in the area. With this information, you can avoid some of the most important unpleasant surprises in advance. 2. Prioritize list: must have, nice to have. What should be done immediately, what can wait a few years if necessary? 3. Some work can be done quite well by yourself or savings can be made through external assignment (e.g. laying vinyl or laminate, wallpapering). Others should rather not be outsourced, even if it sounds tempting (especially whenever warranty is a big issue; for example foundation slab). 4. Even if it hurts, still keep a buffer. Something always comes up.
Thanks, yes I’m currently “gathering” costs. It’s alarming into what realms it drives you. 450,000 is unrealistic, that’s clear. Yes, in Austria you are responsible for the foundation slab yourself, except for WOLF no one offers that here. I’m a trained carpenter, 10 years floor layer, 20 years in timber trade. So quite a bit can be solved by own work. At 52 the credit guidelines are limited, and you don’t want to approach the feasibility limit of 500,000. With 450 minus all the “bad” additional noises (ground, securing, pouring, connections + connection costs, infiltration, compacting terrace, eaves, trench, foundations for house and carport, asphalt, reinforced soil, filling up 1.5m, humusing, site setup, so ground except paving eaves & terrace tutti completti) there is 250,000 left for the pure prefabricated house, that is too little, even though it’s painful right now. But there are alternative things. You have to rethink, and as a timber dealer I have contacts. We’ll see.