Construction financing with child support?

The transfers are regulated by court, therefore enforceable.

That is correct. But it still only concerns the internal relationship. The bank could also enforce against the ex-husband, because the bank is not concerned with the internal relationship.

Children. His children.

Yes, it is always good to imagine such a worst case and make agreements.
Nevertheless, theory and practice are often not the same, especially when situations can change over years.

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Zaba12, post: 465948, member: 29788"]
Well, for whatever reason you take the perspective of the ex-wife

In our case, there is only this situation. My wife earns too little to maintain the house, I would not do it, and I myself do not have to or want to tend a house with a garden. In fact, with support payments and maintaining the house, it would also be tight for me. So everyone would have to move out. It's as simple as that.

Basically, with equity and repayments, so much is paid off that everyone would come out with just under €100k profit after deducting the prepayment penalty.

Everything else would have sunk into chaos except the finances.

But this is not about me.

I'm glad that we are too lazy and unimaginative to separate. The ex-husband's wish to now separate everything according to the agreement can now be resolved with the financing commitment, without either party and especially the children having to suffer. The (possibly not smaller) remainder is emotion that needs to be managed - however, that does not require any income.

I am glad that we are too lazy and too unimaginative to break up.

But you left out a lot, very much. ;-) Off topic: Anyone who "follows" you here in the forum knows that there is a high level of affection, understanding, and lovability in your home. ;-)

Thank you. Humor is part of it too, my wife coined the phrase in response to the question of how to manage staying together for over 30 years.