Construction financing with child support?

At the end of the month we will then see whether the core question "are child support and child benefits taken into account in the financing?" could be clarified.

Morning,
you don't really believe that anything will happen there anymore.

I think I remember: if you remain inactive, the bank continues to deduct installments from you, which, however, resemble a variable loan.

Interesting question, I have refinanced twice afterwards so far, the interest rates kept getting cheaper anyway. :)
What happens if you just let the financing run or wait it out?
Regards Olli

A payment will continue to be collected, but at the current interest rate. Therefore, it should continue to be cheaper than what was agreed upon 10 years ago.
However, all of this is stated in the contract.

What happens if you just let the financing continue or wait it out? Regards Olli

I seem to remember: if you remain inactive, the bank will continue to withdraw installments from you, which rather resemble a variable loan.

What happens if you just let the financing continue or wait it out?
Regards Olli
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I can only speak from my own experiences, where a home savings contract was supposed to replace the loan. Since the payout was delayed, in addition to the variable interest, penalty interest was also charged. Although it was refunded because it was not my fault, it was a relatively high percentage. However, you cannot just let the financing continue. Banks watch the term very closely, and if no extension or variable interest has been agreed upon, they quickly become very unpleasant.

What happens if you just let the financing continue or wait it out?
Regards Olli

Then there is financing without an agreement on the interest rate. The loan contract will include a corresponding provision for this (probably continuation of the financing on a variable basis 3-month Euribor + margin). It will definitely be at least as expensive as before.

For everyone who is interested, here is an update: The loan is supposed to be repaid on time (by 31.01.) according to the ex-wife. Everything is signed except for the extension loan and the purpose declaration for the land register - that should be available in the next few days. But on the one hand, it is not really an extension loan, since it is not being refinanced with Bank A but Bank B, and on the other hand: What was signed if not the loan?! And why are they waiting for documents here? They usually just come out of the printer. It remains exciting.