Can we afford this? Income / Investment / Equity

Do really so many women earn so poorly? I can hardly imagine that. No one can live on that money. Sure, you don’t really notice "almost nothing" when it has become "even less." Edit: just checked on Wikipedia (yes, you can think what you want about that). The low parental allowance is attributed to the fact that many women were not or only slightly employed before receiving it. Well, then that’s clear.

Hello,

just read:

Germany is building a credit brake! With this, the federal government wants to prevent catastrophic consequences of the ECB’s mini interest rates!

The Ministry of Finance is currently working on the first basics. Coordination with banks and savings banks is underway. This is intended to implement a recommendation from the Financial Stability Committee.
What is planned
► Banks are to report millions of key figures on construction loans (e.g. loan amount, property value, borrower's income) to a central credit register in the future. The data will be stored anonymously there.

► The Federal Financial Supervisory Authority or the federal government will evaluate the data. If they observe signs of a real estate bubble, they will put a stop to excessive indebtedness.

Specifically, the authorities could impose strict limits on banks regarding…
► … the amount of a loan in relation to the value of the mortgaged property

► … the amount of monthly repayment and interest payment in comparison to a borrower's income

► … the term of loans

► … the amount of total debt in relation to income

The Ministry of Finance and supervisory authorities want to stop a “credit-driven overheating of the real estate market” this way. This means: Experts fear that the mini interest rates of the Eurobank could lead to excessive construction loan issuance, which could trigger a real estate buying boom – and thereby completely exaggerated prices.

A first draft bill is to be presented in September. The German banks are cooperating with the ministry on the matter.

When the credit brake will be in place is still completely open.

Do really so many women earn so poorly? I can hardly imagine that. No one can live on that money. Sure, you don't notice "barely anything" when it has become "even less".

Take a look at Saxony in all the Erzgebirge districts near the Czechs. You can definitely live there. Not riches, but no one in Germany is starving.

, but you are calculating with very low numbers. In relation to a house building forum, there is certainly no one in the group you mentioned who is building or buying a house. I can only say that the year in which I also took two months of parental leave was quite expensive. And there was no refund in the annual tax adjustment either.

eww, a picture reader

Do really so many women earn so poorly? I can hardly imagine that. Nobody can live on that money. Of course, you don’t really notice "hardly anything" if it has become "even less."

Edit: just looked it up on Wikipedia (yes, you can think what you want about it).
The low parental allowance is attributed to the fact that many women were not employed or only slightly employed before receiving it. Well, that's clear then.

There are also, for example, many students who take parental leave. They then receive the minimum parental allowance contribution, which is only a few hundred euros.