Building a house at 21 years old .. too young?

To be honest, I would be interested to know how a couple in their early 20s plans their house. My wife and I have also been together since we were 16, but if we had planned a house at 20 – oh dear – I would have already renovated it today. Of course, that has nothing to do with you, but back then I would have had the wildest ideas: Floor plan doesn’t matter! The main thing is that a 100-inch TV fits in the living room! I don’t care about the bathroom, but the liquor bar has to be in the basement and EVERY piece of furniture gets LED underlighting!

That’s exactly the point. My girlfriend is 6 years younger than me (23) – but she is certainly as far along as the 30-35 year olds around us who are planning houses in our new development.

You can never generalize that. I could never have planned/wanted to plan a house at 23, and I’m sure that applies to 95% of those under 25, because the priorities are often completely different here.

But I also believe that priorities have shifted dramatically: vacations, career, personal freedom, finding yourself or other things... It used to be quite normal to build a house under 25.

Nevertheless, there are people who don’t go along with this time and are still "conservative" and very down-to-earth. For them, a relationship still means much more compared to many relationships in the "current" generation/time. With a divorce rate of 50%, a lot has already changed here...

That’s exactly why I always find it very important: live and let live. You can NEVER generalize such a decision/project/lifestyle etc.

I no longer have anyone in my circle of friends who got together young. Back then it was the great love, the first girlfriend/boyfriend; by the latest at 25-28 they wanted to be with others. Unfortunately, that’s just human nature. I hope you can maintain the house on your own.

I have been with my girlfriend for almost 6 years. Some couples start building after only 2 years of being together. I don’t know how it was for you, but I am sure I want to stay with this person. And for a lifetime. Actually things you should think about before a relationship, right? I can’t understand this point at all!

Yes, eternal happiness is half different when the other is busy or writes hectic and emotionally charged next to me on the parking lot on their phone messages. No offense (luckily I haven’t experienced it either), but if you have enough observation skills, you can see the “happiness” of the other. However, I also don’t see this as a focus now. There’s simply so much else in life, and then there’s little time and money left after building a house.

As I said , we both have permanent contracts in very good jobs. I think we are well positioned budget-wise. Of course, we planned all of this beforehand. If it weren’t so, the whole house-building thing wouldn’t work either. Moreover, I think we will have more time and money when we are older, as we will be done paying off early.

To be honest, I would be interested to see how a couple in their early 20s plans their house. My wife and I have also been together since we were 16, but if we had planned a house at 20 – oh dear – I would have already remodeled it by now. Of course, that has nothing to do with you, but back then I would have had the wildest ideas: floor plan doesn’t matter! The main thing is fitting a 100-inch TV in the living room! I don’t care about the bathroom, but the liquor bar must go in the basement, and EVERY piece of furniture gets LED underlighting!

That’s it! I also believe age doesn’t matter here. Some people have such ideas even at 50, right? But no, mentally we are not at the level of 15-year-olds to answer this question.

and soundproofed. Seriously though, whether it’s a liquor bar – later a play kitchen, whether it’s a gaming den – later a children’s room, rooms can be repurposed. I don’t see a problem with that. Especially since the OP seems more down-to-earth than some others at a young age.

Thanks! Somehow it seems to me here like the forum members don’t want to give me this. Here, you only hear things like the motto: “You’re too young, you’re too stupid to build a house.” That’s a pity, really!

Good luck, I'm curious. You haven't posted a floor plan, have you? Even though I would have strongly advised my daughter against building a house at that age. At 21, you have other things to do. I'm simply damaged by the many mothers from my youth who made up for what was missing at 20 in their late 30s.

I can do that gladly. I'm curious what you think about my floor plan!

Don't forget the base lighting.

I assume that almost all of the divorced and separated believed they had found the partner for life.

Everyone here wishes you well with your house. Many are skeptical - including me. With you, it’s not the finances, there have been much worse cases with bigger demands, but your age. That also makes it more aggressive.

The tone is partly due to the medium and partly because we don’t earn anything from the original posters and don’t want to mess things up with friends and relatives.

Many people simply project their youth onto others without considering it individually. You know best how you really are. 22 is definitely young, but in my circle of friends most had acquired property by the age of 25. At 22, hardly anyone still felt like "letting off steam," that was already behind us.
Vacations were also still possible in the usual scope in all cases. I also don't understand why suddenly no vacation should be possible just because of building/buying a house. People often or seemingly always assume the worst case, which in reality only happens in very few cases. Just calculate responsibly and leave a buffer, and everything will be fine.
Congratulations again from me as well

My goodness, it doesn't matter at all how far the OP or the relationship is. The two are financially well-off and want to build. So get started with the planning and go ahead. If the house no longer fits, you can sell or renovate. If the relationship no longer fits, you can sell. So what? You live in the now. Maybe not later. Nobody knows that.