I have felt safe in Berlin so far, only now I am slowly having doubts.
Heating failure. A modern house does not cool down so quickly and anyway someone comes at least every other day to empty the mailbox and water the plants. That person can take care of it then.
With a pitched roof there is no stagnant water. Flat roofs are also watertight. The gutters should perhaps be regularly cleared of leaves.
If the sewage system cannot handle heavy rain, you probably can’t do much. There are flaps for the drain pipes that close when pressure comes from the wrong direction. Otherwise, there should be no wet feet, at most a stream nearby that likes to overflow its banks.