Bathroom renovation: Liability issue (Not an old building!)

I am completely calm. I am only surprised by the addition. As far as I know, craftsmen are insured. So this gives me an uneasy feeling whether that is the case.

Asked why he has concerns?

Ever asked why he has concerns?

No, not yet. And I could just take someone else. But I find the topic so important that other customers should also look more closely at the order.

For me, the planning mainly came from the installer. And I rather expect him to tell me in advance which measures could cause problems. But since it is more of a standard renovation, I almost think that he might possibly have insurance problems.
If I order a painter who splatters paint all over the parquet, that is also collateral damage. Even then, I expect him to fix it or have it fixed through insurance. Most installers only buy from certain suppliers due to liability anyway. Transparency for the customer is no longer comprehensible even in terms of pricing here. And now also a liability exclusion via a personal certificate?
I wonder why some craftsmen always complain about cheap laborers and career changers. On the other hand, apparently demand the same performance and liability for twice the money.

if I order a painter who splatters paint all over my parquet floor, that is also collateral damage.

Bad example. The painter himself can be responsible for whether he handles brush and paint cautiously.
With a wall he doesn't know, he doesn't know how it will react. It could be that an insurance won't cover such a thing.
I don't want to absolve the craftsman of his responsibility, but there is always more than just black and white and one's own opinion. Ultimately, it is still up to the craftsman whether he accepts a job or not.

no, not yet. And I could also simply take another one. But I find the topic important enough that other customers should also take a closer look at the order.

For me, the planning mainly came from the installer. And I rather expect him to tell me in advance which measure could cause which problems. But since it is more of a standard renovation, I almost think that he might possibly have insurance problems. if I order a painter who splatters paint all over my parquet floor, that is also collateral damage. Even then, I expect him to remove it or have it removed by insurance. Most installers only buy from certain stores due to liability anyway. Even here, transparency for the customer price-wise is no longer comprehensible. And now even a liability disclaimer via personal license? I wonder why some craftsmen always complain about cheap laborers and career changers. on the other hand apparently demand the same performance and liability for twice the money.

I don't know how you talk to the craftsman. But your reactions in the postings suggest that. There is freedom of contract, he doesn't have to accept the order and you don't have to award it.

Bad example. The painter himself is responsible for whether he handles brush and paint defensively. With a wall he doesn't know, he doesn't know how it will react. It could be that an insurance company doesn't cover something like that. I don't want to absolve the craftsman of his responsibility, but there is always more than just black and white and one's own opinion. Ultimately, it is still the craftsman's decision whether to accept a job or not.

I can live with that. And that would also be honest. But I then expect that he discusses any concerns with me or rejects the job. However, slipping in a trap in the fine print that simply absolves him confuses me.

I don't know how you talk to the craftsman. But your reactions in the postings suggest it. There is freedom of contract, he does not have to accept the order and you do not have to award it

That is equally true. I may have gotten a bit worked up about his additional offer. I am sorry about that. However, this sentence in the fine print is also not very customer-friendly and should have been discussed by him during the on-site planning—if he sees any concerns somewhere. That way I feel a bit taken advantage of. Since it is a contractual relationship with potentially far-reaching consequences, I would have preferred that such things be discussed with me. This has caused a trust issue.