Approaches to solutions after unmarried separation

Even if I eventually have to sell it, at least I have the possibility to build up some equity again.

I had also thought about Airbnb, but then I actually have constantly changing "tenants" and no secured rent. With a "shared flat," you could rely on relatively regular rental income. I just don’t know if I then have to declare the rent on the tax return, or if it is taxed from €400 onwards, even though I am still paying off the house.

Your rental income, like other income, will probably have to be declared for tax purposes. At the time, I deliberately did NOT rent out via Airbnb, and through certain parameters, you can also prevent unwanted things. A stylish house, strikingly particularly furnished (with us at the time really nice, but used furniture, professionally photographed and presented) will rent better than you can ever imagine. Nevertheless, you simply do not have a reliably calculable income. I would do it that way again any time, because in case of vacancy you can always stay in it yourself. That didn’t bother me at all, and so we had our own holiday apartment, but you have to want that (possibly a lockable room for your things). For me, no problem, rather luxury and an option to financially "survive" the chaos and keep the house. Before that, I had fixed tenants, although my holiday apartment income was really significantly higher. Through appropriate design/furnishing/pricing, you would also get a clientele that causes you no problems. I really had ZERO problems! Important though: you need someone on site to take care of the house, handle cleaning, etc., a kind of "good fairy" (yes, there are male fairies too!), without that it definitely doesn’t work!

He apparently doesn't want to rent out the entire house after all, but "only" one or two rooms. Whether renting out holiday rooms is worthwhile for you, you have to research; it certainly depends a lot on the location. If it is not an absolutely typically tourist area or near an airport, I would also rather do a shared flat / or sublease arrangement. You can not only write off the interest costs but also the manufacturing costs. A tax advisor or good software is useful there. I am currently renting out part of my condominium which I also live in, and I just did the tax declaration for 2019. My approach of 70% for the costs (since I live in 30% of the living space myself) was accepted without any problems. But the hassle with the utility bill etc. With a sale, you have a clean break. You could list your house in the [Bucht Minianzeigen] for a higher price (so that you cover all the costs +x) and see how much interest there is.

You could try listing your house in the Bay classifieds for a higher price (so that you cover all costs +x) and see what the interest is.

I think this is a very sensible immediate measure to better assess the current situation. The same could be tried with rooms for rent to see if there is already any response or not.

I find this a very sensible immediate measure to better assess the current situation. The same could be tried with rooms for rent to see if there is already any response or not.

Beware, by thoughtlessly offering a property multiple times, you might burn it on the market. It makes buyers suspicious if the price changes afterwards, etc. If you advertise, it should be serious.

Therefore, only on the Mini Bay. That is not quite as transparent. But basically, you are right.

I lived in a shared flat for years, I don’t find it that bad.

And you want to have that again in your own house? Don’t make yourself believe that rubbish!

Even if I have to sell it at some point, at least I have the chance to build up some equity again.

Now you can sell a new house. In two years, a "worn-out" house. Which one do you think will fetch more money?

How is it actually if I/we sell the house at the "cost price", i.e. without loss (including ancillary purchase costs) and possibly even make a "profit". Don’t I have to pay taxes on that because it’s almost like speculation?

Speculation tax only on profits. It’s good if you make profits.