400k house financing - Who can take away my fear?

Click (main menu): The little man - Settings - Signature

Me too, nice and dry,

Ps: I was already searching because of my signature, but I'm too stupid.
But I really wanted [emoji13]

Off Topic,
I thought it wasn't about the will

I would also build smaller, but I am also the crazy one with many rooms in only 200 sqm [emoji28]

What is currently helping us with the size question: we measure walls at friends' houses and see which room size has a "feel-good character" for us. And since we are Ikea fans, we can also find out well there based on the indicated sqm number of rooms in the furniture stores what space we need. And it doesn't have to be huge.
Therefore, if I were you, I would conspicuously and very everyday-wise validate your targeted sqm number and see if it could also be smaller.

Off topic, I thought it wasn't about the will

a bit of stubbornness was involved too

I believe that the OP is now thinking about it anyway, after he said earlier that I caught him off guard there

If you add it all up:

170sqm living space + 0.5x170sqm basement + 35sqm double garage

that's 290m² (!)

Since our return from Munich to our hometown, the two of us (like the OP) have been temporarily living on 53m². Now we are building the house, which will be about 180m².

That is more than 3.5 times ^^

On the plans, we were always afraid that it would be way too small for us, but by now I know it won’t be.
Only in terms of storage space could we have a little more lead time, but for that I don’t need a basement costing 50-80k€, a garden shed is enough...

We lived with two children on about 130 without a basement. Now we will live as two on 110. And we never felt it wasn't enough. And we will also have enough space in the 110, although 11 of that will still serve as my office for four to five years, then it's [daddeldu] and retirement. I am still firmly convinced that a garage is not a must, unless as a disguised garden house and small workshop, for that it is great. Cars are painted against the weather and are allowed to be used outside. A basement is also a luxury and unnecessary, because the storage habits of my childhood with mason jars, potato bins and coal cellar are no longer done today, and I would think my money is too precious for a basement bar with a stag antler. A decent living room has around 30, a bedroom 15, two extra rooms of 10 to 11 each, a 12 kitchen, a 10 utility room, that's about 90. Plus hallway, bathroom and separate toilet, a decent hallway, end. Karsten