Your windowsill is usually not walkable. However, it depends on the material and the fastening in individual cases. There are exterior windowsills in solid construction made of granite or executed in clinker as a roll layer. But with almost all walls with an ETICS, the windowsill is likely made of aluminum. This is then the first water-conducting level and, to my knowledge, not mechanically highly loadable. The windowsill usually rests on a wedge insulation, behind/under which the second water-conducting level is located.
In "common parlance," floor-to-ceiling windows are probably those with a threshold only a few centimeters high, unlike non-floor-to-ceiling windows with a parapet height of whatever 60-80 cm?
But @rick is, of course, right that the term floor-to-ceiling is misleading. His threshold-free (frameless?) windows are rather found in the higher price range (a pity, actually) and are not within everyone's budget :rolleyes:
The watertightness against driving rain is established during the installation of the window and, according to my opinion, based on current standards (recognized rules of technology), belongs to the performance obligation during installation. How can the warranty be excluded in this case? Even if he wanted to do so and installs such a window, he would lose every lawsuit in court because as an expert, he should not have installed it for you as laypersons (liability cannot be securely excluded in such a case).
Presumably, he is afraid that accumulating water during a heavy rain event will overcome the low threshold and run into the house. He should not exclude the warranty but prescribe a drainage channel (connected to a drainage system or the like) as a prerequisite for the desired installation type (the landscaper will do it...).
As always, layman knowledge without guarantee.