Who first built a smaller house and extended it?

A prefab house extension – you can forget about that; none of the reputable providers do that.

The house with the fingers probably does that, they offer a remodeling service. But they will also charge you properly for it. ;)

Hello,

The house with the fingers probably does that, they offer a conversion service. But they will also charge a good price for it. ;)

Thanks for the tip, that’s new to me; until now, I only knew that they carry out conversions on the existing house, but do not plan or build extensions.

You can be sure that they charge more than adequately :-)

Rhenish greetings

The main thing is to build a house, no matter how. Sure, rent is just thrown away money and you simply have to secure the low interest rates. :rolleyes:

I would probably also tend to build "big" right away and consider later expanding the upper floor. And no, an extension to a prefab house is not done in one day. Ok, maybe the bare shell is, but there is still a lot to do before and after.

Why not? Personally, I just think that rent is wasted money. Sure, you have to pay interest for a house that you don’t have with an apartment. For me personally, the "feel-good factor" is worth something and I therefore want a house, even if it’s initially a small one.

Is that idea so bad?

Is the idea really that bad now?

No, of course not. But your posts read as if my first paragraph applies.

What I just thought of: if you are building small, you should already think about the financing of the future extension in X years in advance. Although of course, this also applies to the later expansion of an initially non-developed upper floor.

The idea is not bad, but you have to be able to afford it! I would also like the feel-good factor of a holiday home in the south, that of a sports car from Stuttgart, etc. Just because it feels like "everyone" is building a house, you don't have to do it?!
Have you actually checked your financial leeway?

And just because you want a "small" house, the whole thing won't be significantly cheaper. On the contrary, if you actually build an extension, it will immediately become much more expensive. So the only sensible solution to spend less money at the beginning is, as already mentioned, to do the expansion of the upper floor/attic later.

The idea isn’t bad, but you have to be able to afford it! I would also like to have the feel-good factor of a holiday home in the south, that of a sports car from Stuttgart, etc. Just because it feels like "everyone" has to build a house, doesn’t mean you have to?! Have you actually checked your financial scope?

And just because you want a "small" house, the whole thing doesn’t become significantly cheaper. On the contrary, if you actually build an extension, it immediately becomes much more expensive. So the only reasonable solution to spend less money at the beginning is, as already mentioned, to do the expansion of the upper floor/attic later.

I really don’t care about what others do. That’s pretty much irrelevant to me.

I grew up in a house, lived with my girlfriend for 2.5 years in an apartment, and we find that a house is simply nicer.

But your "wishes" can’t really be compared with a house. What you list is pure luxury for me. A house is "essential" for me.

We have set up our own household budget and know what remains for us monthly net. We haven’t been to an independent financial advisor yet. We would have to clarify how much credit we could actually afford.

Currently, about €2,000 net remain (we don’t have a rental apartment, so no costs at the moment).

Of course, if my girlfriend gets pregnant, she will almost completely stop working. My salary should of course be able to cover that.

That’s why I’m asking here what you would recommend.

Is expanding the upper floor really more expensive than an extension?

It would really be worth considering building the house in the size you want it to be and only expanding upstairs in 10 years or when you have extra money.

As I said, I haven’t been to any advisor yet and we have only consulted an architect so far. For the company, a "small house" would already have cost around 400k. Of course, that’s completely exaggerated.