Joedreck
2019-12-25 13:25:16
- #1
was there an occupational disability insurance in both examples and if so, did it have to pay out?
Both times it was not necessary.
With the colleague who is a civil servant, everything is a bit different anyway. Especially in the police service. He recovered after a longer period.
With the other person who has a herniated disc, it is still in an early stage. Cortisone is being injected and so he is just managing. He even just changed employers and is in the probationary period. But still without a family.
I only mentioned the examples because I wanted to show that these are not distant problems that do not personally affect you.
These are quite real scenarios that can destroy the financial foundation of the family in the event of occupational disability. For me, it is simply a duty to insure one’s own ability to work.