I recently asked my plumber the same question, what the difference is between the cheap self-installed ones and the expensive ones from a professional.
- Labor time (installation can easily take 2 hours, depending on complexity (mine came almost in individual parts)
- Risk of installation damage must be factored in (tiles breaking, etc.)
- Warranty
- Spare parts available even after years
- Margin (yes, he also has to make some profit ;) )
- Metal and glass instead of plastic (also inside)
- Polished parts for less water noise and smoother sliding control elements
With my Hansgrohe, I actually can't feel any plastic parts. Maybe there's something to it, maybe it's just the margin. At least that's how it was explained to me.