Psychology of Buying / Overcoming

  • Erstellt am 2020-06-27 08:08:22

saralina87

2020-06-27 10:00:47
  • #1
... These are definitely some starting points. How about further child planning, should it remain at one? If you imagine yourselves as a family in 15 years, where do you see yourselves? In an apartment or a house? What would be your ideal vision (completely detached from the thought that, of course, something could go wrong)? And then the question of reality: How does it look money-wise and real estate-wise, is there even the possibility to build/acquire a house, or does it already fail due to income?
 

Unsure

2020-06-27 10:13:56
  • #2
Thank you for your questions. It remains at one child and we have also initially overcome the first exhausting phase (3 years old). I myself grew up during several moves & accordingly only in rental apartments, so I lack a bit of imagination. My wife grew up in a house, so she tends more towards a house. Currently, we also live like in a house, with various entrances, permitted garden use, etc. So I would say, I see us in a house. At least it would definitely be a small adjustment to take a place in a 6+ multi-party building again. I myself am also more of a "lone wolf" and continuous coordination with others seems maybe exhausting to me, if necessary.

Financially, we are well positioned. So a loan up to the pain threshold of 400,000 euros + six-figure equity would be feasible without torturing ourselves - at least according to my current knowledge. The condominium is, I believe, always just an issue because of the less necessary experience, calculable costs, the belief in protection from the community (at least at the beginning) & possibly the better location due to job security (to avoid too intense commuting in the worst case).
 

hampshire

2020-06-27 10:14:12
  • #3
You're probably quite in line with the trend. My wife was also uncertain about buying something without having experienced it beforehand. She was unsure if she could feel comfortable in the new house. I had no problem making decisions. I have made so many wrong decisions already. None of them were a matter of life or death. I have learned to deal with wrong decisions and to benefit from the good decisions. By the way, loosely based on Watzlawick: You cannot not decide – because not acting is also a decision with consequences. Agreed. The stable environment children need is present and loving parents. Whether this good relationship is in a straw hut, a castle, or on a journey is completely secondary.
 

Unsure

2020-06-27 10:18:00
  • #4
thanks for your contribution - I can't quite understand the sentence "No trust in one's own decisions." Do you mean the lack of belief in one's own competence in that area? Then yes!

By stable environment I meant that the child possibly does not have to change schools, lose their later circle of friends, etc. due to moving. I know this from my own experience in the past, it's not great.
 

saralina87

2020-06-27 10:21:46
  • #5


Then there is definitely a tendency. And you already say yourself – it is the belief in a community, but nothing more. You are also financially well positioned and the child planning is completed – then you could definitely ask yourself the question: What could be the absolute worst case if you found a suitable plot/house tomorrow and just went for it?
 

HilfeHilfe

2020-06-27 10:23:16
  • #6
A house in ffm can be tight with the budget. But you know that yourself.
 
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