Psychology of Buying / Overcoming

The main reason is our child regarding the security of a stable environment. And we would like to furnish the apartment according to our needs. It is quite nice and largely neutral here, but among other things, unfortunately, the bathroom is stuck in the wild design of the 90s. Windows and so on would also have to be done sometime, and generally, I have little desire to put any money into this place if it is not necessary. Beyond that, I would like to know, besides my family, what I am working for. The money accumulates (good for retirement provision), but it is nothing you can "touch."

I can't get a handle on the feeling of uncertainty, etc. Am I alone with this?

But not only is there no trust in the construction industry, there is also no trust in one's own decisions.

The main reason is our child regarding the safety of a stable environment.

Thank you for your questions. We are sticking with one child and have also initially overcome the first exhausting phase (3 years old). I myself grew up with several moves and therefore only in rental apartments, so I lack a bit of imagination. My wife grew up in a house, so she tends more towards a house. Currently, we also live somewhat like in a house, as there are different entrances, permitted garden use, etc. So I would say, I see us in a house. At least it would surely be a small adjustment to take a place in a 6+ unit multi-family house again. I myself am also more of a "lone wolf" and continuous coordination with others would probably be exhausting for me, if necessary. Financially, we are well positioned. So a loan up to the pain threshold of 400,000 euros plus six-figure equity would be manageable without torturing ourselves - at least according to my knowledge. The condominium is probably always just a topic because of the less necessary experience, calculable costs, the belief in protection from the community (at least at the beginning) & possibly the better location due to job security (to avoid too intense commuting in the worst case).

Thanks for your questions. It remains at one child and we have also overcome the first exhausting phase for now (3 years old). I myself grew up with several moves and accordingly only in rental apartments, so I somewhat lack imagination. My wife grew up in a house, so she tends more towards a house. We currently live, as if in a house, with various entrances, permitted garden use, etc. So I would say, I see us in a house. At least it would definitely be a bit of an adjustment to have a place in a 6+ multi-unit building again. I am also more of a "loner" myself and continuous coordination with others, I imagine might be tiring if necessary.

Financially, we are well positioned. So a loan up to the pain limit of 400,000 euros plus six-figure equity would be feasible without torturing ourselves - at least according to my knowledge. The condominium is, I believe, repeatedly only a topic because of the less necessary experience, calculable costs, the belief in protection by the community (at least at the beginning), and possibly the better location due to job security (to avoid too intense commuting in the worst case).