ypg
2016-07-14 11:30:26
- #1
And if one decides to get married later, the calculation starts from that point should things go wrong, so the house would then also be secure
With my girlfriend and me, it will also be like that that I pay off alone.
It’s not about who pays off, but who will own something, i.e., who is listed in the land register.
Well, after having slept on it, you naturally have your thoughts regarding the land register entries. We here don’t always have to assume unfairness when planning like you do, namely you building a house, and as long as the girlfriend is around, she may live there and doesn’t have to pay, but then leaves empty-handed if the relationship is not continued. After all, she also has a good salary and can fill her own savings book during that time while you pay off the house.
But then the living standard costs should be halved and not borne by the person who doesn’t have to pay installments, because then the balance of consumption and obligation as well as wealth accumulation isn’t present.
But I would like to repeat my question which you have not yet answered:
That raises the question for me: Nest building? Alone? Why do you need a house?
Property or real estate makes one immobile, which makes a reorientation or finding a more lucrative workplace more difficult. The IT industry is hardly the most sedentary industry...
Furthermore, the frugal free time has to be dedicated to caring for and maintaining a house, primarily on weekends. Just chilling in the garden isn’t enough, because it doesn’t maintain itself.
Who cleans the house, the masses of windows, the basement?
With a net income of 4000, one is rarely willing to spend 200-400 euros for maintenance and care.
Do you / do you all have the desire to sacrifice your freedom and independence?
What if there is a new girlfriend? She might be impressed by a man who already owns property, but does she want to live in a house she did not help furnish?
because my father has already bequeathed me some "assets" regarding gift and inheritance tax. I would bring in equity of 350,000€.
Keep in mind that if your father becomes a social welfare case (due to old-age poverty or illness) within 10 years after the gift and the state has to pay for care, it generally reverses the gift so that funds are available to pay.