With our general contractor, that was absolutely no problem. The entire roof insulation came from us just like all the products in the bathroom. We chose the tiles up to a certain price. His craftsmen knew him and we were partly also offered to buy some things ourselves so that they could install them; that was sometimes easier for the craftsmen if the stuff was simply on site the next day because of us. Apparently, that is not the standard, but we clarified or requested that from the very beginning; the fact that the general contractor was otherwise rather weak had nothing to do with this issue. For us, it was also no problem, for example, to arrange directly with the plumber that he lay the water piping for the shower in the wall so that we wouldn’t have to use a shower rail there; this in particular is apparently highly marked up during the listing (which I find rather incomprehensible). If something doesn’t work later, it usually isn’t because of the installed product, but rather the installation or the interaction of various things. Complaining about some faucet or similar would never occur to me, instead I would have it repaired on my own initiative. But that has nothing to do with whether someone has warranty/guarantee, but rather that I rarely wanted contract partners during construction who also wanted to be responsible for something. Fortunately, I have had no major damages or problems so far. For us, it was actually the case that we only had to pay the real additional cost of the products for something like cubic meter price for stronger rafters, sockets or similar. The roofer charged a handling fee because he installed “foreign” insulation but overall, this was not a cost driver for us as I often read here. Despite all the hassle during our build, this point was downright brilliant financially; that makes me look back on our construction period more peacefully. So there are definitely craftsmen who do that or only charge their working time, you just have to find them. I generally see it differently and don’t quite understand why a craftsman has to add a significant profit margin through product sales on top of his hourly rate. I often perceive the reference to warranty/guarantee as a pretext because for my well-paid craft work I can indeed provide warranty (responsibility). I don’t mean that I want to deliver the entire house in all parts myself but especially in the bathroom area I wanted to decide that myself and freely. Our general contractor said that dealing with thousands of bathtubs and faucets was too stressful for him, so we should buy those and then they would install them.