New KfW conditions from 04/2016

Hello everyone,

have you already seen it? From 04/2016, KfW offers new – and in my opinion – interesting conditions in the 153 program.

[*]Fixed interest now possible for 20 years
[*]Maximum funding per residential unit now 100,000 EUR
[*]KfW 70 is being discontinued
[*]The new funding standard 40+ is being introduced

A quick question for clarification: Do I understand correctly that KfW55 refers in terms of conditions to the values from 2016, or does KfW mean the current 55 standard?

Best regards and have a nice Sunday!

Hello,

do you maybe have a link to the topic where it is described in more detail?

interesting, I'm curious to see what the interest rates for the 20-year bond will look like...

Since the KfW70 standard will become the standard from 2016, which every new house must have, it is of course no longer eligible for funding. KfW55 will then be the "new" KfW70 (i.e. the simple package to access KfW). A 20-year fixed interest rate is of course a great thing; the interest rate will only be visible then, as KfW also always has current interest rates.

Does that mean if I build or move into a house that does not meet the KFW conditions, I still receive €100,000 now? Currently, it is €50,000 for owner-occupancy. Or have I completely misunderstood something?

kfw is available for the most diverse things. but nothing will be given just like that. the kfw share is increased because house prices are also rising tremendously. what is already 50,000 for houses with a total value of around 400,000.