My home financing 2025 is bursting against reality

  • Erstellt am 2025-01-19 14:44:14

Singelküche

2025-01-30 21:32:50
  • #1


That can also be due to age.

I have only had a household helper for 12 years; before that, I was married and would never have even thought of it.

But I have never been able to keep a household clean myself. Not that I can't, it just takes way too long for me.

By clean I mean, for example, that faucets and shower enclosures still look like new even after years.

That is a different generation; I had to go to the bank myself for the first financing without a cell phone, forum, or financial advisor.

With one salary! That is reality too.

In my circle of acquaintances and among customers, I would say about 15-20% have a household helper.

And yes, it is almost impossible to find a decent household helper who can be officially registered.

I also had to test some silly girls in advance who partly thought they were worth 20 in cash an hour, and that was 12 years ago.
 

MachsSelbst

2025-01-30 21:44:12
  • #2


If it’s registered, why not?

I only take issue when it’s done under the table and the same thugs then complain at the regulars’ table that things aren’t working in Germany anymore because people prefer to take citizen’s money and work undeclared on the side.

But that has nothing to do with the reality of life for 85% of the German population. That’s more the world of the "€3,000/m² minimum for a house" homebuilding forum clientele. I still don’t know anyone who has laid €3,000 on the table just for their house. Strange, since they are supposedly the majority who have such high costs.
 

nordanney

2025-01-30 23:15:19
  • #3
Don’t be mistaken there. A cleaning lady (under the table) is not only associated with the upper class. About 4 million households in Germany have domestic help (figures from the end of 2024) – that spans all social classes. I also find it crazy that work is done off the books, but that’s how it is. But it’s also understandable, because for example, as a citizen’s benefit recipient, you can pass the time quite well. Or – a personally known example – a rather young woman with a child receives a widow’s pension. If she works legally, her earnings are deducted from the pension. Full-time work is not possible because of the child. So she works off the books. That’s how it goes... (sad in Germany). Then you should read all the threads here where the forum members report their offers and paid prices. But you conveniently ignore those. And you also doubt my professional experience and the daily business of my colleagues. Just like yesterday... I’ll be harsh with you. You simply move in such a financially weak environment that no one around you can afford anything other than Town & Country without special requests. Then you don’t see +/- 3,000€/sqm. But that has nothing to do with the reality of life for 85% of home builders.
 

K a t j a

2025-01-31 06:14:26
  • #4
Ah, now we also know why you are single in your kitchen.
 

Prager91

2025-01-31 07:26:12
  • #5


My entire argumentation referred to people who simply cannot afford the new build including all these luxury goods.

They are financing on the last thread and do not want to save on ANY of these things. On the contrary, they try to save on things that, in my opinion, a home builder simply should not save on (yes – maybe just my own opinion) in order to be able to show off with consumer goods.

Everything you say is true—and yes, many can simply afford it!! But very, very many also complain about how expensive building a house has become, save in the completely wrong places, and then afford exactly the things I was talking about.

In my opinion, something is simply going wrong there! Maybe I am a bit too conservatively minded—but honestly, I can no longer listen to this complaining.

Sorry for the extreme off-topic—but sometimes I ask myself where this extreme consumer society is leading and what it does to people and especially to the children growing up here...
 

Schorsch_baut

2025-01-31 08:01:16
  • #6
In my socio-cultural bubble (also called circle of friends), almost everyone has a household helper. And mostly even the friends who live as tenants. But these are all households where both work. Our household helper is actually registered and comes once a week for three hours to do the things we don’t feel like doing. I look forward to the clean house on Friday more than to a vacation. That would actually be one of the last things we would save on.
 

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