Land Registry Entry of the Property - High Additional Purchase Costs

The emphasis here is on "purchase incidental costs."

Strictly speaking, the 2% (still an approximate value) only include mortgage costs for mortgages in the amount of the purchase price.

That additional (in the sense of higher) mortgages cost extra money is simply the case.

The 2% serve as a guideline for the above-mentioned constellation. The additional costs for the mortgage for the house are no longer "purchase incidental costs" but now "construction incidental costs," which, however, do not correspond to the classic construction incidental costs. One could now say they are financing incidental costs. Because if you could have paid for the house in cash, these costs would not arise.

I don't care at all under which category this falls - if in the planning a potential road closure and other smaller amounts are also considered to have as complete a picture as possible, I really find it stupid that such a large amount, which arises through the purchase/financing, was simply not calculated anywhere. The people I spoke with were already aware of what the registered land charge would be.

Then at least it was not an "error" of the notary costs, but a general mistake that I was not informed about it.

Then it was at least not an "error" of the notary fees, but a general mistake that I was not informed about it.

Wrong! It is your responsibility to find out what costs you will incur. But as already mentioned here, the blame usually lies with others. It is really unbelievable that you apparently want every little piece of information served to you on a silver platter.

No, I vehemently disagree - both the house seller and the financial advisor have listed ALL costs, you feel taken care of and enter into something to cover ALL costs - that's what the experts are for.

I don't buy a car either and after 2 weeks there is another invoice for transfer fees where everyone says "yes, you should have known that" - that is sold directly as well.

What kind of cheeky answers are these!? The others are the experts, not me!!!

Then my advice would be to consult other experts.

I did not find the answers cheeky, but they reflect the impression you leave here.

I have to support RobsonMKK here. Who created the planning? You or the others? The plot and the incidental purchase costs are none of the house seller’s business and only partly the financial advisor’s. To stick to your car example: If you want to have a spoiler from the tuning shop around the corner screwed onto your future car, that neither concerns the car dealership nor the financing bank. If you tell the car dealer about your plan during the sales talk, and he in return says his last customer paid 1000 for it, that is a nice hint, but you cannot rely on the price.