Thank you very much for your contributions. When I am at the financial advisor, I will get advice regarding loans with and without [KfW] and [Bausparvertrag] and compare the total costs.
I have one question, the answer to which is probably uncertain: Do you think that the interest rate will rise sharply in the next one or two years? I mean, the US Federal Reserve has slightly increased the base rate and plans to make two to three more increases in 2017. Draghi intends to continue his current policy until the end of 2017. But if the Fed raises its base rate, banks here will probably also increase interest rates even if the ECB does not change its policy, right?