Is buying a house at all possible with our income?

Doesn't anyone ask what the rent would then cost with a child at your place in comparison?

Above all, it is the longing for clean children.... silly, we ate sand, and the new ones with their own bathroom get allergies

Oh... how I hate these statements! I also played in the dirt, etc., and yet have various allergies and asthma... Sorry... nothing against you... it’s just that whenever this connection is made immediately, I see red. (By the way, my 4 siblings have no allergies at all, although my parents did nothing differently with me)

Partly outrageous!! What was the original question again?

One must always consider the whole; some arguments are not decisive but still not insignificant. I consider a list of pros and cons at least important. ...that there is a lack of empathy towards children here in the forum has already caught my attention.

Coolcat, look at WHAT you are writing: you want to tear apart the son and circle of friends. That is somewhat martial... a torn son.. I just found it funny

Doesn't anyone ask what rent would cost you with a child in comparison?

Counter question: How is one supposed to calculate that?
No one knows how old he will get and how long he would still have to pay rent in life or how rents will develop in the next 20-30 years, during which financing could also be running.

If the incidental acquisition costs are covered, there is still some reserve for a safety buffer, kitchen, furniture, garden, etc., and she could actually be happy with a terraced mid-terrace house with a small plot of land, then I would advise the OP to buy.
Sure, financing would look nicer with a significantly double-digit percentage of equity – but until that is saved up, prices have galloped elsewhere. What costs 300,000 now will cost 350,000 in 5 years at the current rate – and then the equity saved until then will not be enough again.

Waiting currently gains nothing. This is written by someone who himself was long under this mistaken assumption.

Well, it makes a difference whether the rent for a mid-terraced house is already 900 or 600... because if it is already that expensive, buying makes even more sense...