Is buying a house at all possible with our income?

Of course, the property from the family also comes into play

Yes, exactly – for some people the gifted property is "obvious" – for others, not at all. And then it gets tight with "building at 25 years old"... What we get from parents and grandparents might just be enough for a garden shed. The rest is our private pleasure.

The OP currently has the "problem" of wanting to buy or build at 27 and having studied. I don't know anyone at that age who has already built and studied. That is more typical for long-established locals in the villages, and then in the mid-20s only if family support is available. At 27, we also could not have afforded to build after studying. So I am now 34 when moving in. But the aforementioned 60k as equity is achievable within a foreseeable time. However, I would still be interested in the total amount of debt (car, student loans). And I am getting a great living room rug from my parents for moving in. I am really looking forward to it

That's exactly the point that was raised... when you finish high school and study, you have no income at 16. That then takes several more years.

A home savings contract still works. I also concluded one during school and diligently saved the 800DM throughout the year back then – also took advantage of the allowance (therefore it had to be at least 800DM per year). It works during school and studies as well. I had a job – and therefore simply didn’t go on vacation. At the end of my 20s, I first bought a condominium. It is now almost paid off and generated solid equity for my house construction. And yes, I am building at an age well over 33 – it’s possible too!
But the topic is already settled for the original poster – the fact is, hardly any or no equity is available, and the salary prospects are also not such that one could expect huge leaps.

I think it still works quite well currently, the question is, what about children?
You have to answer that yourselves. I think a lot of what is considered absolutely necessary today can be restricted for a few years. It doesn’t always have to be the newest, you can go a few years without a vacation, and you can drive a car for a very long time.
If your top priority is to own a house, then you will easily endure the restrictions because you know what it is for.
But only you can answer that for yourselves (and honestly!).

For me personally, that would be too many restrictions for a middle terraced house. Without a basement and not huge – do you really want that in the long run?
What if there are several children after all?

I think I would save first – then you can also try how much you are willing to restrict yourselves.
The detour via a condominium is also not bad and increases equity in the long term.

And now to spread panic at just 33/27 years old, I think is completely inappropriate. If you accumulate enough equity in the next 10 years (which works, as mentioned, also via a condominium that you can sell again after 10 years tax-free), it is much more relaxed, and you know how your family planning has turned out and what your career path was/is.
If I were in your place, that would personally be the most sympathetic way.

as I said, this is also possible through a condominium, which you can sell again after 10 years without tax

No deadlines have to be observed for owner-occupied use!

My partner and I want to own a home. A few key details about us:

- 27 and 33 years old
- he, permanently employed in web development part-time, 1,800€ net
- she, permanently employed, as a project manager, full-time, 1,800€ net
- he also works freelance, earnings fluctuate, averaging 1,000€ net
- we both have to repay BAföG or student loans

You both studied and despite work experience have such a "low" [income]. Don't get me wrong, but there is clearly more potential.
I think with an average employer, 50% more salary should be possible. With top employers, 100% more.
Especially if the desire for homeownership is strong and money is tight, you should consider changing jobs.
Maybe that would also change the location...

No deadlines have to be observed for personal use!

But you don't have to - if it's just about increasing equity first, it can also be rented out.