Is buying a house at all possible with our income?

When I was at the bank (since I had used an intermediary, it was only for signing), the lady asked how long I had been with my employer. 15 years, and that was enough for her. No problem. Fixed term like at Yosan still plenty of time left, net income of similar size (slightly higher). But I am a single parent and have two children. When I compare the figures mentioned here, I suspect that they have already added a margin to my interest rate... (by the way, DB)

Pretty cool. TE doesn’t respond anymore, doesn’t answer any questions, but is reading along.

Dear Sandra, 300,000 is doable, and a single-family house [RH] is also okay. However, offers of this kind often include various “additional costs” (no, not the real estate transfer tax), which can quickly turn these 300,000 into 370,000 or even 400,000. At the bottom of the world, you get a complete [RH] for 300,000; elsewhere not—there are still painting, flooring, kitchen, parking space, and terrace paving, and of course additional building costs on top. Whether all that is included in your offer, nobody knows, so you have to calculate for yourself. When the cars are paid off, you immediately have to save for a new car. Such an amount doesn’t just disappear because a loan is gone. Etc... what this is all supposed to mean: only you know why you ask questions, withhold information, and read along although it can hardly be helpful for your individual problem. Good luck!