Is building at a young age possible/sensible?

purely ch da only a bit... or save

...Since we live in a rural area and want to continue living there, we have the advantage that the plots are cheaper (860sqm, €22,000, fully developed)...

There is nothing against buying a plot and building later. I can well imagine that you first have to come to terms with the stroke of fate. On the plot, there would be the possibility to use it initially as a pure garden, and you would have already paid it off when you want to start building.

Hello

I am also an IT specialist. At 23, I also thought about and dreamed of building a house. What did I do? I built up equity over almost 20 years and significantly increased my income. At 38, I moved into my own house and did everything right. Good equity and good income are definitely a MUST.

Regards, Steffen

Hello

I am also an IT specialist. At 23, I too thought about building a house and dreamed of it. What did I do? I built up equity over almost 20 years and significantly increased my income. At 38, I moved into my own house and did everything right. Good equity and good income are a MUST.

Regards, Steffen

yes, you are also the positive example here.

with a secondary school leaving certificate, you show all those study nerds how business works

The garage is bigger than their 2-room apartment

Oh man, I had and still have many dreams. For some, it's good that they didn't come true. Imagine what I would have done with the grey horse from the rich prince... I don't like horses, you see. And if I hadn't already been married at 33, I would now have a job 150km away, at least 400 net more every month, and probably would have found my main place of living there.

Summa Sumarum: first work a few years and see to what extent job offers can be found wherever, so that one can "make some career." I consider it absolutely unreasonable to buy a property for self-purpose at 20 and with a cookie. Also no apartment... One can gladly start saving for the dream. And especially in this case, overcoming personal loss, I think it is the wrong way. Rooms (children's rooms) are planned that would already have been occupied. No, no... Accept fate in such a way that you still have a lot of time to enjoy together: travel, go out, and spend it elsewhere, instead of vegetating away in the dream garden.

With some personal effort, it is certainly possible as step 1 to purchase a house under 100k€ in an affordable area (and yours seems to be one) and renovate it little by little. This is a feasible step into the world of homeownership. After a few years, with improved income and equity situation (I think that at your age you have already saved quite a bit and don’t earn little), you can pursue the dream of building a house and sell the first house to strengthen equity or rent it out to support your income. The only important thing is that you are quite certain you want to stay in the area.