Is a new construction possible with our cost estimates?

Just for your information: gifts to children-in-law are also exempt from real estate transfer tax. Whether the parents want that is another question. Personally, I think it’s a bad idea if both then take on the financing or repayment, but only one is the owner. What you can do in such cases are retroactive transfer annotations or clauses in the gift agreement (to be able to simply kick out the son-in-law in case of divorce or similar). Not that you necessarily need something like that, but it’s good to know these options exist.

Here we will discuss the options together once, so that it is fair for everyone. Thank you very much for the tips.

We will build in central Schleswig-Holstein.

Tonjes & Meissner is supposed to be quite good. It is possible that they also build in SH. You have to find out for yourself which construction companies are in your area.

Here we will discuss the options together once, so that it is fair for everyone. Thank you very much for the tips.

We did it like this. Gift of the property 100% from my father to me, and then a new gift of 50% co-ownership share from me to my husband. This way we could avoid the gift tax that would have been incurred if my father had gifted directly to my husband. In the gift contract there is a retransfer clause in case of divorce, death, or impoverishment of my husband. At the same time, there is a marriage contract in which my husband is entitled to an amount X in case of divorce, so that he does not come away empty-handed upon divorce and has effectively paid me for the house.

From my documents on Team-Massiv:
Our house "naked" according to catalog ~240,000 euros.
Different window color, electric shutters EG/OG, more sinks etc., and KFW 40. (I have now excluded the garage and an extension).
New price: ~270,000 - 280,000 euros
+ Additional construction costs: ~23% ~64,000 euros according to cost calculation from the salesperson. (That’s about right).
With some own work, you also get back to 2800€/m2 with them.

@The most common "surprising" cost driver is actually the facing bricks, which are no longer available. (And possibly earthworks, but for the boulder on the property, Team-Massivhaus can’t do anything either).

We do it like this. Gift of the property 100% from the father to me, and then a new gift of 50% co-ownership share from me to my husband.

In the meantime, sons- and daughters-in-law are involved by default. You can skip your intermediate step today.

In the meantime, sons- and daughters-in-law are already included by default. You can skip your intermediate step nowadays.

But not when it comes to gift tax.