Von Anstetten
2015-10-20 13:15:06
- #1
Hello, we are in the process of acquiring a plot of land (Kölner Raum, approx. 530 sqm) and hopefully can start building in January! It is supposed to be a modern Bauhaus style house, about 180/190 sqm with a basement (but initially not finished due to costs). My husband earns about 5000€ net and receives an annual bonus of about 15,000 euros. I am on parental leave and therefore earn nothing, and later I would like to work part-time since we have two small children. We have about 200,000 € in equity (a little more, but we don’t want to spend it all because we would like to keep some as a reserve). The total cost is estimated at about 750,000 €, but we are still afraid of overextending ourselves. Can someone here give me an experience-based estimate of what you think we could pay monthly? We want to finance over 15 years. Is there perhaps someone here in a similar building/income situation? Many thanks!!