Whereas regarding KfW55 compliance, nothing can really be done anymore anyway. You have to rely on what the company states they have installed, unless everything has been properly documented with photos. Whether, for example, the insulation is approval-compliant can hardly be checked under the plaster anymore.
And even if there are photos. If I now come along and say, "You built the wrong bricks a year ago, they have a lambda of 0.12 and not 0.09." Well...
In this respect, the house will now have to be accepted as it stands, except for minor defects. I hardly believe that the general contractor will accept a retention of 40,000 EUR because the KfW stuff is not yet finalized.
But there are also plenty of builders who cannot visit the construction site often because they are building 50 or 100 km away.
And with acquiring knowledge, especially complete laymen who have never had any contact with technology and craftsmanship often completely overestimate themselves. But well...