Heat pump theft protection - Covered by building insurance?

I consider that too unlikely to insure it for an extra €100. Besides the obstacles like cables/pipes, thick screws, and the weight of the part, I also imagine the resale would be difficult. The things are surely registered and have serial numbers. At the latest, if you put the thing on [Kleinanzeigen], it could be exposed. ;)

Recently, Check*24 has already been indicating on the overview page for residential buildings whether theft of the heat pump is included. The selection is still quite limited. Does anyone have the GEV as building insurance? By the way, theft is also covered in the premium tariff. I find the coverage quite good. Best performance guarantee and unnamed risks are also included... due to the increase in my residential building insurance, a change would therefore be worth considering.

... due to the increase of my residential buildings, a change would therefore be worth considering.

Have they really increased or was it an adjustment because of the construction price index? That does not entitle you to a special termination.

Did they really increase it or was it an adjustment due to the construction price index? That does not entitle you to special termination.

I can practically find it out myself. Yes, there was the increase because of the index and yes, that is not a reason for special termination and a "normal" increase, because of which I could use the special termination. It also says so in the letter, but in 09/23 my due date would be again.

Tell me, what did you indicate as the sqm for your residential building? Your entire area? That's how I did it, but now by chance I clicked on the info button at Check*24 where you can see what all is included. So no storage/heating rooms and staircases. Thus, I come to a smaller relevant area, which of course is reflected positively in the price. I was a bit surprised there...

Tell me, what did you specify for the square meters in your residential building?

Our representative took the calculated living areas from the building application plus the two heated basement rooms, even though they have ceiling heights that are too low for living space. Simply because we use them as living space and have a lot of stuff stored in them.

Tell me, what did you specify for the square meters in your residential building? Your total area? That's how I did it,

In our case, the builder transmitted that directly to the insurance person (who had been recommended to us). We took the entire area over which the underfloor heating runs. Also the basement. However, in our case, it is almost like living space in terms of ceiling height and other characteristics. The reasoning was that you are definitely insured in case there is damage in these rooms. For example, water damage or similar – so that the insurer cannot argue that the basement areas were not included in the insured area or something like that.