I don't want to be a sinkhole. I also don't consider this practical here when the house is in the north and the roads in the south (with driveway) and west determine the elevation (both at almost the same height).
In this matter, I understand that, but you first have to be able and willing to afford the financial consequence. If I imagine spreading out the difference between a carport instead of a garage, a tub instead of a whirlpool, terrazzo instead of Carrara and so on over the property with the excavator bucket, honestly, the shirt would be closer to me than the jacket.
I test positions for that in sweet home 3d online.
SH3D only displays the whole thing graphically for you, without allocating the costs of earthworks to the living area square meters. If you convert the cubic meters of the full-surface linear embankment of one meter at a floor area ratio of 0.4 to the house base area, that practically amounts to two and a half meters height converted to the house base area—according to the 11ant basement rule about 125% of the basement price. In other words: without lying to yourself, you have to add this chunk to the land price (at least without having to pay property transfer tax on it). But with this casual generosity when shopping for civil engineering, the property becomes luxuriously expensive. Mind you: you only have to finance it more without the completed security becoming even a crumb more valuable. For that, I would be stingy even with my own money, let alone borrowed money.
If you still absolutely want the property, in your place I would: 1. build with a basement, let the ground floor be a raised ground floor as seen from the street, and 2. only embank the terrace area as well as 3. embank the driveway to the garage and make it only the required 5 meters long.
I keep wondering how many prospective builders buy something as a "building plot" that is practically a rainwater retention basin that they first have to fill in to make it usable (and meekly endure this as fate and are even grateful for the opportunity). Home builders go into debt to acquire plots where every investor would give the municipality the bird or first want to see an appropriate price reduction. Municipalities sell raw what actually should have been developed topographically first and then regularly, and even more brazenly, develop "off the cuff." In the Middle Ages, such mayors would have been paraded around the marketplace in the pillory, nowadays home builders feel like little lottery winners as land buyers. My late grandmother would have said "there is nowhere as crazy as in the world."