ETW Scam - The Real Estate Developer Company Dissolution Scheme

So if the rental surplus resulting from the condominium after all (including tax) costs clearly exceeds the savings from contributing the net proceeds (sale price less any broker fees, loan repayment, and VfE) into the new financing, I would also hold the apartment for another 10 years. If a little "grass" has grown over it by then, it might even be possible to sell it better in 10 years.

Selling is certainly the much less risky option (no rental losses, no unpredictable maintenance costs due to defects)...

Maybe you can also arrange a pledge swap with your bank so that the old loan continues. Then you wouldn’t have to pay VfE at least...

If the overall financing is naturally only feasible with the rental surplus from the condominium, you probably don’t really have a choice...

It’s quite similar with us regarding the condominium. We are now also keeping it at least until the end of the fixed interest period in 7 years and will think about selling it again then. I had calculated it: To be better off with a sale, I would have to sell the condominium for about 300'. We bought it 3 years ago for 200'. Certainly, it’s currently worth about 240'. We still wouldn't have found a buyer for 300' - so we keep it.

If I remember correctly a point that has only recently been discussed here again, you could now sell without speculation tax, but as soon as you rent out you can no longer do so and then only again after ten years of holding period.

If I remember correctly a point that was only recently discussed here again, you could sell now without speculation tax, but as soon as you rent out no longer, and then only again after ten years of holding.

That is not quite correct. If he bought in 2016, he can sell tax-free in 2026, even if he rents it out to third parties from 2021. Alternatively, he can also sell tax-free now (as long as he still lives there himself): "In order for no tax to be incurred when selling a house, apartment, or plot of land, the owner of the property must have either exclusively lived in it themselves since completion of construction or purchase or have used it themselves at least in the year of sale and the two calendar years before. If the property was not used by the owner themselves, it must have been held by the seller for 10 years in order for no speculation tax to be incurred."