Equity understanding problem

Thank you for the hint. I have already considered that you shouldn’t just go there word for word at first and then leave the money lying around until the end. I will discuss this concretely.

I’m not very familiar with the whole topic, but we co-financed the kitchen and furnishings. We calculated more generously for incidental construction costs, outdoor facilities, and own contributions so that it is not then declared as a kitchen.

And has this already been carried out in this way? The bank wants to know what the money is being paid for. Did you also submit more generous invoices where the calculation was more generous? Or how did that go?

Yes, the payout is straightforward. No receipts were necessary, we just called and said we need amount X for Y, and it was then transferred to our account.

Ok, however, I would not simply rely on that, because I also think that the banks see it differently.

I believe that depends on the banker. This is the local house bank, and there is also a business account there.

I think you have better chances with that than with a faceless direct financier.