It is apparently a special house for its time and will therefore always fail the sieve in a purely technical comparison with the 2022 standard. A house built today would also fail the sieve of 2025. However, the living quality of today's houses is not better because of that.
Your focus is on flow temperature, wall structure, etc., and you are probably thinking through every worst case, but these exist for all types of construction or materials. Tiles, engineered parquet, masonry all have their disadvantages as well as advantages.
It seems to me that you are a bit anxious and engage too much with wall construction, etc. The house has now been standing for almost 30 years, and in 1996, good houses were already consistently built. Heating costs are especially determined by more or less sensible use by the occupants.
Apparently, someone gave special thought to materials and natural building substances when the house was built back then; I wouldn't even know what I could dislike about it, mediocre everyday houses are plentiful enough.
We built our new house similarly: a central stove that is currently crackling and in addition an IR heater or in your case radiators. That is exactly what I would have done as an alternative, and there are also really beautiful radiators or you can have them painted.
We deliberately did not want underfloor heating because for us it has disadvantages due to its inertia and the quasi exclusion of a wood stove; this was a fixed decision for us. Of course I have to calculate wood consumption too, but for us, it is not a matter of calculation but of desire.
Almost the entire house has solid wood floorboards, what worries you so much about that? In the bathrooms, they are also no problem.
If you spill a glass of milk, do you ask? Then you wipe it up just like anywhere else; the current owner has been living there for almost 30 years as well. If the floor is not treated at all, which would not be a problem, then you could wax or oil it. What happens if a jug falls onto the tiled floor? Both are broken.
I haven't seen the windows but why should they be replaced? Of course, you can retrofit external roller shutters; we did that.
Don't let yourself be frightened or guided by all these values. Would you prefer if the homeowner had used everything in PVC or painted it millimeters thick with some kind of paint?
Change your perspective; that was already a special house back then. By the way, we are currently building our wooden facade, even from spruce, and why should that be a problem? The 200mm insulation was already good for the standards of that time, and I have lived very well for 30 years with 200mm insulation.
I would ask myself if I could live well in it. Room layout, living feeling, location, orientation, etc.
As a forum participant, you can easily get the feeling that your own house is not worthy of being called such if it lacks this or that or certain values.
Again – don't let yourself be frightened by some of the topics here. What use is the record value of the heating system if the house is deadly boring, and it does not seem like you are talking about a rundown place. Such a house would probably appeal to us.