Hello,
What exactly do you mean by later? Does the KFW announce inspections in advance, are they carried out sporadically at random, or do all documents always have to be submitted afterwards?
No idea, I have nothing to do with the KFW. What I meant is, if you use KFW funds, you have to meet the conditions. Otherwise, it's fraud. Whether they check that, I don't know. But I could imagine that there might be inquiries. Otherwise, anyone could just define their house as a KfW 40 plus house.
But it could well be that the house still meets the Kfw 70 conditions even with the worse windows.
Now the crucial question is how you build: really through a genuine property developer (house and land from one source and only transfer ownership after completion) or via a general contractor (a general contractor builds for you on your land and you are the client with all rights and obligations).
In the first case, the property developer must guarantee that the KFW conditions are met, in the second case the builder, i.e. YOU.
Your approach against the contractor also depends on that. A GC must deliver what is in the contract, i.e. triple glazing with a U-value of 0.7. How binding the construction description is with a property developer, I don't know. Because with them you only buy "a piece of finished house with land" and have only limited influence on the construction method.
The KFW applications have to be submitted before the first groundbreaking, right? So you can't change them anymore? Then you would definitely have to replace the windows, otherwise your KFW financing would be void.
Best regards,
Andreas