Construction financing semi-detached house 130m2 healthy?

  • Erstellt am 2021-06-24 23:42:12

Acof1978

2021-06-26 18:45:50
  • #1


Email missing 8-) (fünfundfünfzig hundertachtig sechs)
 

Acof1978

2021-06-26 18:52:04
  • #2


I have now put my email under Infos (check my profile). Just write to me 8-)
 

Finn_Me

2021-06-26 18:58:43
  • #3


Thank you. I will get back to you later.
 

driver55

2021-06-26 19:32:05
  • #4

If you calculate the stated 300€ fuel backwards, you end up at 35-40k km per year for both vehicles combined.

I am a fan of electric cars too, but taking on additional thousands (€20-30k?) to save €150 per month doesn't make sense.
 

Acof1978

2021-06-26 19:46:18
  • #5


Why are you only saving 150 € per month? For 17 k€ you get 12kwp. With that, you can fuel cars for free and still have a lot of electricity left for other things. In addition, you might get into a better KfW program and possibly receive subsidies from the state.
 

Maschi33

2021-06-26 21:53:17
  • #6
The classic choice between the plague and cholera. :( Let's not kid ourselves, at the moment there is absolutely 0.0 indication that the situation will change in the short term. On the contrary, people are outbidding each other to the max for plots of land because the demand is simply gigantic. Construction costs are also rising 4-5% annually. You simply can't save enough for it to make sense. Increasing salary is of course a good approach, but usually not as quick and easy to implement as one would like. Even for reasonably decent existing properties, agents or private sellers are asking arbitrary moon prices, where people still queue up and in the end ask for "one last offer." And let's be honest, 1.7% interest is still basically nothing. I also strongly assume that you will be earning significantly more in 15 years, so the risk regarding the high remaining debt is also limited. Conclusion: For me/us especially the high amount would be nothing, but if YOU are willing to make at least some compromises for the house, then go for it! It is basically possible...
 
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